Senior Analyst – Credit Analytics

The Intersect Group; Daytona Beach (FL); On-site; USD 80,000 - 120,000; Full time

Job summary

The Intersect Group is seeking a Senior Analyst - Credit Analytics to enhance credit risk management through advanced analytics and data-driven insights. This newly created role involves evaluating creditworthiness, monitoring portfolio performance, and implementing effective lending policies. Key responsibilities include building credit risk models, conducting financial statement analysis, and collaborating with stakeholders. Ideal candidates will have over 5 years of credit analytics experience and strong Excel skills. This is a full-time remote position, preferably aligned with Central Time zone.

Qualifications

• 5 plus years of experience in credit analytics or credit risk management.
• Demonstrated experience building credit models and performing quantitative analysis.
• Hands on experience working with Experian or other credit bureau data.

Responsibilities

• Perform advanced credit analytics to evaluate borrower risk and portfolio trends.
• Build, validate, and maintain credit risk models, scorecards, and predictive tools.
• Analyze financial statements to assess financial health and credit capacity.

Skills

Credit analytics

Quantitative analysis

Financial statement analysis

Advanced Excel skills

Problem solving

Communication skills

Stakeholder management

Tools

Experian

ServiceNow

Oracle

Job description

Senior Analyst - Credit Analytics

Our client is a national leader in building materials distribution and installation, supporting residential and commercial construction across the United States. With a strong footprint and a people first culture, the organization combines the strength of national scale with empowered local operations. Their focus on safety, integrity, and professional growth creates long term career opportunities in a stable, high impact industry.

Role Summary

The Senior Analyst Credit Analytics is a newly created role designed to strengthen credit risk management through advanced analytics and data driven insights. This position plays a key role in evaluating creditworthiness, monitoring portfolio performance, and supporting sound lending and credit policy decisions. The role focuses on credit modeling, financial statement analysis, and the effective use of third party bureau data. The analyst partners closely with cross functional stakeholders to enhance credit strategies, improve risk governance, and deliver clear insights to leadership.

Key Responsibilities

• Perform advanced credit analytics to evaluate borrower risk and portfolio trends
• Build, validate, and maintain credit risk models, scorecards, and predictive tools
• Leverage Experian and other bureau data for credit decisioning and monitoring
• Analyze financial statements to assess financial health and credit capacity
• Develop key credit metrics, risk indicators, and monitoring dashboards
• Support credit policy development through analytical insights and recommendations
• Prepare clear presentations and documentation for senior management
• Ensure compliance with internal risk frameworks, governance standards, and credit controls

Key Requirements

• 5 plus years of experience in credit analytics or credit risk management
• Demonstrated experience building credit models and performing quantitative analysis
• Hands on experience working with Experian or other credit bureau data
• Strong financial statement analysis skills for credit evaluation
• Advanced Excel skills including pivots, lookups, and data analysis techniques
• Experience translating complex analytics into actionable business insights
• Self starter with strong problem solving, communication, and stakeholder skills

Additional Preferences

• Experience supporting large, complex organizations
• Exposure to ticketing systems and working within SLAs
• Knowledge of GAAP related to credit and accounting processes
• Experience in distribution, construction, or building materials is a plus
• Familiarity with ServiceNow, Oracle, or similar platforms is beneficial

Work Environment

• Full time, direct hire opportunity
• Remote role with preference for Central Time zone
• Core business hours aligned with standard weekday operations

Call to Action

If you are a seasoned credit analytics professional who enjoys building models, analyzing risk, and influencing business decisions, we want to hear from you. Apply today with your resume and contact information to The Intersect Group for immediate consideration.