Senior Consumer Credit Officer

M&T Bank Corporation; Buffalo (NY); On-site; USD 36,000 - 60,000; Full time

Benefits offered by this job

Forty hours of paid volunteer time

Job summary

M&T Bank Corporation in Buffalo, NY seeks a consumer credit loan professional to evaluate moderate to complex applications and extend timely credit. The role includes supervising staff, making decisions up to $500,000 without supervision, and escalating higher risk cases to senior management.

Strong regulatory knowledge and communication skills are essential. The position emphasizes privacy compliance, adherence to Reg.

Qualifications

• Bachelor’s degree and one year of work related experience required, or in lieu of a degree, a combined five years higher education and/or related work experience
• Previous Consumer credit experience preferred

Responsibilities

• Evaluate moderate to complex and higher risk consumer loan applications.
• Extend credit in a timely manner and supervise/train staff.
• Decide all newly originated vendor and business partner requests within guidelines.
• Process initial loan decisions up to $500,000 without supervision.
• Refer higher risk decisions to senior management when needed.
• Countersign loans within authority and correct errors with credit staff.
• Provide daily guidance and training to less experienced staff.
• Communicate loan decisions to dealers, brokers and customers daily.
• Monitor compliance with privacy and regulatory requirements.

Skills

Credit analysis

Regulatory compliance

Staff training

Education

Bachelor’s degree + experience

Five years related experience if no degree

Job description

M&T Bank Corporation in Buffalo, NY seeks a consumer credit loan professional to evaluate moderate to complex applications and extend timely credit. The role includes supervising staff, making decisions up to $500,000 without supervision, and escalating higher risk cases to senior management.

Strong regulatory knowledge and communication skills are essential. The position emphasizes privacy compliance, adherence to Reg.