Senior Consumer Credit Underwriter & Team Lead

M&T Bank Corporation; Buffalo (NY); On-site; USD 41,000 - 69,000; Full time

Benefits offered by this job

Flexible shift schedule

Saturday/holiday availability

Job summary

M&T Bank Corporation in Buffalo, NY is seeking a lending professional to evaluate complex and high-risk consumer loan applications and ensure adherence to underwriting guidelines. You will also manage staff, supervise credit procedures, and maintain relationships with dealers and brokers while ensuring regulatory compliance.

Required is a Bachelor's degree and two years of consumer or commercial credit work; weekend or holiday coverage may be needed.

Qualifications

• Bachelor’s degree and two years of Consumer or Commercial Credit work experience required.
• Ability to evaluate moderate to complex and higher-risk loan applications.
• Availability to work Saturdays and holidays as needed.

Responsibilities

• Evaluate complex and/or high-risk consumer loan applications for extension of credit.
• Manage staff to ensure loan decisions follow underwriting guidelines.
• Supervise credit procedures and train staff to adhere to policies.
• Communicate with dealers and brokers and advise Senior Management on credit decisions.

Skills

Consumer lending

Underwriting

Credit decisions

Staff management

Regulatory compliance

Education

Bachelor’s degree

Credit work experience

Job description

M&T Bank Corporation in Buffalo, NY is seeking a lending professional to evaluate complex and high-risk consumer loan applications and ensure adherence to underwriting guidelines. You will also manage staff, supervise credit procedures, and maintain relationships with dealers and brokers while ensuring regulatory compliance.

Required is a Bachelor's degree and two years of consumer or commercial credit work; weekend or holiday coverage may be needed.