Senior Complex Commercial Liability Claims Lead

Authentic; Dayton (OH); On-site; USD 95,000 - 135,000; Full time

Benefits offered by this job

Comprehensive health benefits for you,

401(k) plan with company match

Unlimited PTO

Paid parental leave

Job summary

Authentic is a tech-enabled MGA building and managing specialized insurance programs nationwide. We design programs, back them with solid platforms, and collaborate with brokers, carriers, and TPA partners to oversee complex claims.

We are seeking a Senior Claims specialist to strengthen oversight of complex commercial liability claims. This role reports to the Head of Claims and requires 6+ years of hands-on claims experience, with strong GL/Bodily Injury expertise and excellent communication

Qualifications

• 6+ years of commercial claims experience, including complex or litigated files.
• Strong experience in GL, bodily injury, construction defect or other high-exposure liability.
• Ability to assess liability, coverage, reserves, and settlement exposure and explain directions of claims.
• Experience working with defense counsel, adjusters, brokers, or carrier partners.
• Strong written and verbal communication; able to present recommendations independently.

Responsibilities

• Review complex and litigated commercial claims with our TPA partner, assessing liability, coverage, reserves and settlement exposure.
• Monitor litigation developments and explain claim trajectories from defense through mediation and trial.
• Evaluate handling and defense strategy, flag files not progressing adequately.
• Identify emerging exposures early and elevate them with clear, well-supported recommendations.
• Present findings and recommendations to Head of Claims for final reserve and settlement decisions.
• Coordinate with TPA adjusters, defense counsel, brokers, and carrier partners to keep claims on track.
• Help strengthen oversight of claim handling across our TPA relationship.

Skills

Litigation experience

Commercial liability claims

Communication skills

Independent judgment

Cross-functional collaboration

Job description

Authentic is a tech-enabled MGA building and managing specialized insurance programs nationwide. We design programs, back them with solid platforms, and collaborate with brokers, carriers, and TPA partners to oversee complex claims.

We are seeking a Senior Claims specialist to strengthen oversight of complex commercial liability claims. This role reports to the Head of Claims and requires 6+ years of hands-on claims experience, with strong GL/Bodily Injury expertise and excellent communication