Senior Commercial Underwriter — Structuring & Analysis

Bank of America; St. Louis (MO); On-site; USD 72,000 - 150,000; Full time

Benefits offered by this job

Annual discretionary bonus

Industry-leading benefits

Job summary

Bank of America is hiring for a Commercial Banking Underwriter in the United States (Chicago area). The role supports underwriting and monitoring in a high-volume workflow, collaborating with Relationship Managers to understand structuring needs and provide detailed financial analyses.

The position requires 2+ years in commercial banking, strong analytical and communication skills, and expertise in financial modeling and loan structuring.

Qualifications

• 2+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, and underwriting.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors

Responsibilities

• Supports both underwriting and monitoring in a high-volume national workflow queue.
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Underwriters have single signature authority for certain credit transactions

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is hiring for a Commercial Banking Underwriter in the United States (Chicago area). The role supports underwriting and monitoring in a high-volume workflow, collaborating with Relationship Managers to understand structuring needs and provide detailed financial analyses.

The position requires 2+ years in commercial banking, strong analytical and communication skills, and expertise in financial modeling and loan structuring.