Senior Channel Underwriter: Commercial Lending & Structuring

Bank of America; Charlotte (NC); On-site; USD 72,000 - 150,000; Full time

Job summary

Bank of America in Charlotte is seeking a Commercial Banking Underwriter to join a high-volume national workflow. The role focuses on underwriting, monitoring, and delivering financial analyses to support loan decisions.

Ideal candidates bring 2+ years of commercial banking experience, strong analytical skills, and expertise in loan structuring and financial modeling. This is a full-time, in-office role with a 40-hour work week and competitive benefits.

Qualifications

• 2+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, and underwriting.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors.

Responsibilities

• Supports both underwriting and monitoring in a high-volume national workflow queue.
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Underwriters have single signature authority for certain credit transactions.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America in Charlotte is seeking a Commercial Banking Underwriter to join a high-volume national workflow. The role focuses on underwriting, monitoring, and delivering financial analyses to support loan decisions.

Ideal candidates bring 2+ years of commercial banking experience, strong analytical skills, and expertise in loan structuring and financial modeling. This is a full-time, in-office role with a 40-hour work week and competitive benefits.