Senior Commercial Real Estate Underwriter

Old National Bank; Chicago (IL); Sur place; USD 83 000 - 168 000; Plein temps

Avantages offerts par ce poste

Health insurance

401K match program

Continuing education opportunities

Employee assistance program

Résumé du poste

Old National Bank is seeking a CRE Underwriter to analyze and decisioning loans with Total Credit Exposure up to $3 million, balancing risk and growth. You will collaborate with Business Bankers, Relationship Managers, and internal support staff to provide credit expertise and support the commercial loan origination and review process.

The role requires strong underwriting skills, familiarity with ONB lending standards, and the ability to work in a high-volume environment.

Qualifications

• Ability to independently/with limited oversight analyze and interpret financial statements and understand basic accounting principles.
• Understands and takes appropriate action related to risks associated with lending to various types of industries.
• Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards.
• Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal client quickly given the high volume, fast-paced environment.
• Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly.
• Must feel comfortable working in a collaborative team environment along with being an independent thinker.

Responsabilités

• Underwrite and decision renewals and new credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings.
• Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review or OCC may identify issues.
• Meet or exceed CAM production targets and maintain timely credit approvals.
• Provide credit expertise and collaborate with RMs and support staff to structure loans.
• Assist in training and development of less experienced underwriters as opportunities arise.

Connaissances

Financial analysis

Risk assessment

Independent decision‑making

Communication

Formation

Bachelor's degree in finance, accounting or related field OR equivalent experience

Description du poste

Old National Bank is seeking a CRE Underwriter to analyze and decisioning loans with Total Credit Exposure up to $3 million, balancing risk and growth. You will collaborate with Business Bankers, Relationship Managers, and internal support staff to provide credit expertise and support the commercial loan origination and review process.

The role requires strong underwriting skills, familiarity with ONB lending standards, and the ability to work in a high-volume environment.