Senior Commercial Portfolio Manager

Fifth Third Bank; Fresno (CA); On-site; USD 82,000 - 173,000; Full time

Job summary

Fifth Third Bank in Bakersfield, CA seeks a Portfolio Manager II to oversee a commercial loan portfolio, perform financial analyses, and coordinate with Relationship Managers and Credit Risk to assess borrower risk and structure credit facilities.

The role emphasizes proactive risk management, covenant analysis, collateral evaluation, and timely credit recommendations while ensuring compliance and accurate record keeping. A Bachelor's degree and 6+ years of experience are required.

Qualifications

• Minimum of 6 years of portfolio management, commercial banking, or related experience.
• Strong analytical and communication skills.
• Ability to work cross-functionally with relationship managers and credit risk.

Responsibilities

• Maintain an independent view on client creditworthiness and communicate with risk partners.
• Monitor deals, conduct periodic reviews, and renew or modify deals.
• Collaborate with Credit Risk and Relationship Managers to manage exposure.
• Analyze historical financials to ensure accurate risk ratings and identify credit trends.
• Lead underwriting, approval and documentation for transactions including treasury, FX, derivatives, and collateral.
• Deliver comprehensive portfolio performance reports for senior management.

Skills

Portfolio management

Credit risk analysis

Financial statement analysis

Relationship management collaboration

Deal lifecycle oversight

Education

Bachelor’s degree in Finance, Business Administration, or related field

Job description

Fifth Third Bank in Bakersfield, CA seeks a Portfolio Manager II to oversee a commercial loan portfolio, perform financial analyses, and coordinate with Relationship Managers and Credit Risk to assess borrower risk and structure credit facilities.

The role emphasizes proactive risk management, covenant analysis, collateral evaluation, and timely credit recommendations while ensuring compliance and accurate record keeping. A Bachelor's degree and 6+ years of experience are required.