Senior Commercial Portfolio Manager

WesBanco; Cincinnati (OH); Presencial; USD 85 000 - 105 000; Tempo integral

Resumo da oferta

WesBanco in Cincinnati seeks a Portfolio Manager to proactively manage commercial loan portfolios, identify trends, and alert management to changes in portfolio conditions.

The role partners with Relationship Managers to manage credit proposals, renewals, and reviews, prioritizes requests, and evaluates credit structures. Office-based position with a focus on prudent risk assessment and long-term profitability.

Qualificações

• Bachelor’s degree in business, finance, accounting or equivalent work experience or equivalent combination of education and experience are required.
• Minimum of 2 years commercial credit or lending experience required.

Responsabilidades

• Underwrites and services commercial loan portfolios including covenant compliance testing, financial reporting, and annual reviews.
• Identifies credit weaknesses / trends and alerts management to deterioration.
• Collaborates with RM to prioritize new credit requests, renewals, modifications, and reviews.
• Provides risk ratings and recommends appropriate credit structure.
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions.
• Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package.
• Contacts internal/external customers and other parties to gather information. May include pre-approval and post-approval activities.
• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working direct.
• Serves as a secondary customer contact to the Relationship Manager.

Conhecimentos

Analytical abilities

Credit underwriting

Financial analysis

Teamwork

Formação académica

Bachelor's degree in business, finance, accounting or equivalent

Ferramentas

Microsoft Excel

Microsoft Word

Microsoft Outlook

Descrição da oferta de emprego

WesBanco in Cincinnati seeks a Portfolio Manager to proactively manage commercial loan portfolios, identify trends, and alert management to changes in portfolio conditions.

The role partners with Relationship Managers to manage credit proposals, renewals, and reviews, prioritizes requests, and evaluates credit structures. Office-based position with a focus on prudent risk assessment and long-term profitability.