Senior Commercial Portfolio & Credit Manager

WesBanco, Inc.; Cincinnati (OH); On-site; USD 90,000 - 140,000; Full time

Job summary

WesBanco, Inc. is seeking a Portfolio Manager to proactively manage commercial loan portfolios, identify trends, and alert management to changes in portfolio conditions.

You will partner with Relationship Managers to manage credit proposals and renewals and independently prioritize requests, assess risk, and prepare proposals. Join to contribute to the development of profitable long-term credits, oversee underwriting quality, portfolio administration, and risk monitoring across assigned

Qualifications

• Bachelor's degree in business, finance, accounting or equivalent work experience.
• Minimum of 2 years commercial credit or lending experience required.
• Strong analytical abilities with credit underwriting skills.
• Ability to read, analyze and interpret financial reports and legal documents.
• Proficient with Microsoft Office, including Excel, Word and Outlook.

Responsibilities

• Underwrites and services commercial loan portfolios including covenant testing and annual reviews.
• Identifies credit weaknesses and alerts management to deterioration.
• Collaborates with Relationship Managers to prioritize new credit requests, renewals and modifications.
• Provides risk ratings and recommends appropriate credit structure.
• Prepares approval documents and participates in documentation process.
• Participates in customer meetings to discuss credit structures and due diligence.
• Owns responsibility for credit and monitoring of portfolio risks.
• Manages delinquencies, collateral exceptions, and portfolio reviews.

Skills

Analytical abilities

Credit underwriting

Teamwork

Communication

Financial analysis

Education

Bachelor's degree in business/finance/accounting

Tools

Excel

Word

Outlook

Microsoft Office

Job description

WesBanco, Inc. is seeking a Portfolio Manager to proactively manage commercial loan portfolios, identify trends, and alert management to changes in portfolio conditions.

You will partner with Relationship Managers to manage credit proposals and renewals and independently prioritize requests, assess risk, and prepare proposals. Join to contribute to the development of profitable long-term credits, oversee underwriting quality, portfolio administration, and risk monitoring across assigned