Senior Commercial Loan Officer II: Credit & Growth Leader

CEN; Dalhart (TX); Vor Ort; USD 80.000 - 110.000; Vollzeit

Zusammenfassung

CEN is seeking a Commercial Loan Officer II to assess borrower creditworthiness, analyze financial data, and structure/close loan agreements in compliance with policies and regulations. This role emphasizes prudent risk management and timely decision-making within a banking environment.

The position requires strong analytical skills, experience in lending, and the ability to manage relationships with clients while ensuring adherence to bank policies and regulations.

Qualifikationen

• Broad knowledge of fields such as accounting, finance or business administration.
• Equivalent to a four-year college degree, plus 5 years related experience and/or training, and 4 years related management experience.
• Two years experience using Microsoft Word and Excel.
• Must have general computer skills.
• Ability to communicate using oral and written skills.

Aufgaben

• Interviews commercial loan applicants and evaluates credit history.
• Examines and evaluates applicants' credit and financial history.
• Authorizes or recommends approval/denial of applicants.
• Prepares loan offering memorandum.
• Ensures all loan documents are complete, accurate and policy-compliant.
• Closes/Declines loans in a timely manner.
• Develops potential loan markets and loan prospects.
• Completes required BSA/AML and other compliance training.
• The ability to work in a constant state of alertness and in a safe manner.
• Performs any other related duties as required.

Kenntnisse

Spreadsheet

Word Processing/Typing

Microsoft Word

Microsoft Excel

Ausbildung

Bachelor's degree or higher

Tools

Microsoft Word

Microsoft Excel

Jobbeschreibung

CEN is seeking a Commercial Loan Officer II to assess borrower creditworthiness, analyze financial data, and structure/close loan agreements in compliance with policies and regulations. This role emphasizes prudent risk management and timely decision-making within a banking environment.

The position requires strong analytical skills, experience in lending, and the ability to manage relationships with clients while ensuring adherence to bank policies and regulations.