Senior Commercial Lending & Relationship Manager

SESLOC Credit Union

San Luis Obispo (CA)

On-site

USD 120,700 - 156,200

Full time

14 days+
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Job summary

SESLOC Credit Union in California seeks a Senior Business Lending Relationship Manager to drive growth by prospecting and developing commercial real estate and business loans, delivering tailored financing solutions, and managing a portfolio to meet member and organizational goals.

The role requires strong credit analysis, underwriting CRE and business loans, gathering financial data, assessing risk, and maintaining portfolio performance; a bachelor’s in Business/Finance/Economics and 5–8 years

Qualifications

  • Bachelor's degree in Business, Finance, Economics or related field and 5–8 years of progressive commercial lending experience with a financial institution.
  • Ability to analyze tax returns, financial statements, and cash flow for underwriting.
  • Experience structuring and underwriting CRE and business loans, including lines of credit and term financing.
  • Ability to manage complex lending relationships and maintain a high-performing portfolio.

Responsibilities

  • Originate commercial real estate and business loans to meet member and organizational goals.
  • Develop and maintain tailored financing solutions for members.
  • Structure and underwrite loans by gathering financial information and assessing credit risk.
  • Manage a portfolio of member business loans with focus on profitability and performance.

Skills

Business development
Credit analysis
Relationship management
Commercial lending
Regulatory knowledge
Cross-functional collaboration
Time management
Market/industry awareness

Education

Bachelor's degree in Business/Finance/Economics

Job description

SESLOC Credit Union in California seeks a Senior Business Lending Relationship Manager to drive growth by prospecting and developing commercial real estate and business loans, delivering tailored financing solutions, and managing a portfolio to meet member and organizational goals.

The role requires strong credit analysis, underwriting CRE and business loans, gathering financial data, assessing risk, and maintaining portfolio performance; a bachelor’s in Business/Finance/Economics and 5–8 years

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