Senior Commercial Lender-Irvine or Inland Empire

Zionsbancorp; Irvine (CA); On-site; USD 189,000 - 265,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance -

Life and Disability Insurance

401(k) plan with company match

Paid Time Off (PTO) and federal holid

Employee Benefits

Job summary

Zions Bancorporation's California Bank & Trust unit seeks a Senior Commercial Lender in Irvine, CA, or Inland Empire. This role targets experienced middle‑market lending with complex credits and ESOP opportunities for a production‑driven banker.

You will manage client relationships, oversee underwriting and loan structuring, and cross‑sell bank products while ensuring compliance. A Bachelor's degree and 10+ years in lending are required, with strong interpersonal skills.

Qualifications

• Requires a Bachelor’s degree and 10 years’ experience in commercial lending, credit, underwriting, or related fields.
• ESOP lending experience is a plus.
• Excellent sales ability and relationship-building skills are essential.

Responsibilities

• Generate and service a wide variety of commercial loans, including complex credits.
• Develop strong, low-risk client relationships and act as the primary account manager.
• Develop leads through existing clients and referrals; expand client base.
• Lead sales, credit analysis, loan structuring, and repayment monitoring.
• Ensure regulatory compliance and credit performance monitoring.

Skills

Sales ability

Interpersonal communication

Credit analysis

Loan structuring

Applicant interviewing

Perceptive character judgment

Relationship management

Education

Bachelor’s degree

Job description

Senior Commercial Lender-Irvine or Inland Empire(

Job Number:

1. hours per week: 40

Description

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

We are looking for a Senior Commercial Lender in Irvine, San Diego, San Francisco or Los Angeles CA.

Senior Commercial Banker:

We are seeking a production-driven and knowledgeable middle-market Commercial Lending Officer to join our growing Commercial Banking team. This role is ideal for a seasoned banker with experience lending to middle market commercial and industrial clients. Experience lending to ESOP clients is preferred but not required.

Job Responsibilities:

• Responsible for generating and servicing a wide variety of commercial loans, including the most complex, large, difficult and sensitive credits. ESOP experience is a big plus for this position.
• Responsible for developing strong, low risk commercial relationships while maintaining quality customer service. Acts as the principal account and relationship manager for new and existing clients.
• Develops, generates and follows-up on new client leads through existing clients and referrals from other bank departments. Calls on existing relationships to review p
• Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgment.
• Responsible for monitoring credit performance and ensures compliance with all related regulations,laws, etc.
• Responsible for building and maintaining relationships, with a resulting high degree of customer satisfaction. Cross sell other bank products. Actively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Requires skills and experience in applicant interviewing and perceptive character judgment, loan structuring, credit analysis, and monitoring credit performance. Responsible for building and maintaining relationships, with a resulting high degree of customer satisfaction.

Other duties as assigned.

Requirements:

Requires a Bachelor’s and 10 years’ experience with commercial lending, credit, underwriting, or 12 yrs other directly related experience. A combination of education and experience may meet requirements.

Additional requirements:

• Experience with ESOP lending is a plus.
• Subject matter expert knowledge of commercial loans, credit analysis, lending, loan processing and closing processes.
• Ability to expand commercial loans, client relationships and cross sell bank products. Requires exceptional sales ability.
• Expert experience in applicant interviewing and perceptive character judgment skills. Ability to structure loans and monitor credit performance.
• Must have exceptional interpersonal and communication skills.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $189,000 - $265,000 annually depending on job-related factors such as level of experience.

Work Locations

California-Irvine-LA - Irvine
Commercial Lending

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
For more information,

Equal Opportunity Employer
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