Senior Commercial Credit Officer – Underwriting & Strategy

WSFS Bank; Devon (PA); On-site; USD 111,440 - 183,082; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) plan

Life, accident, and disability insur.

FSAs and HSAs

Wellness programs

Paid parental leave

Military leave

Vacation and paid time off

Paid holidays

Job summary

WSFS Bank is seeking a Commercial and Industrial (C&I) focused Senior Credit Officer to uphold high underwriting standards and rigorous credit decisions. You will apply thorough financial analysis to complex C&I loans, ensuring decisions align with the Bank’s policy and risk appetite while supporting business partners and regulators.

This role also mentors colleagues, helps improve underwriting tools and processes, and contributes to the bank’s risk culture through proactive reviews and

Qualifications

• Bachelor’s degree in finance, accounting, or another business-related field is required.
• Minimum of 7 years of C&I focused credit analysis, lending, or loan review experience is required.
• Prior experience coaching, mentoring and training others is preferred.
• Ability to thoroughly interpret financial data and use sound business judgement with knowledge of commercial loan structuring.
• Must possess excellent written and verbal communication skills with the ability to present important and complex information clearly.

Responsibilities

• Independently make credit approval and denial decisions within delegated authority and communicate decisions with supporting rationale to Line of Business partners, Loan Review, and regulators.
• Serve as a thought leader in credit policy, credit culture, and strategic plan execution.
• Assist in structuring complex credit transactions, ensuring accurate risk ratings, identifying and mitigating policy exceptions, and providing guidance on the Bank's most complex credit relationships.
• Recommend enhancements to underwriting processes, tools, and credit policies.
• Work with Line of Business leadership to maintain a strong portfolio management framework through oversight of problem loan reviews and covenant compliance.
• Coach, mentor, and train Relationship Managers, Portfolio Managers, and Credit Analysts.

Skills

Credit analysis

Financial statement analysis

Communication skills

Loan structuring

Mentoring/training

Education

Bachelor's degree in finance, accounting, or business-related field

Job description

WSFS Bank is seeking a Commercial and Industrial (C&I) focused Senior Credit Officer to uphold high underwriting standards and rigorous credit decisions. You will apply thorough financial analysis to complex C&I loans, ensuring decisions align with the Bank’s policy and risk appetite while supporting business partners and regulators.

This role also mentors colleagues, helps improve underwriting tools and processes, and contributes to the bank’s risk culture through proactive reviews and