Senior Commercial Credit Analyst: Cash Flow & Risk

Albank; United States; On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

401(k)

401(k) matching

Dental insurance

Employee assistance program

Flexible spending account

Health insurance

Life insurance

Paid time off

Tuition reimbursement

Vision insurance

Job summary

Albank is a Chicago-based commercial banking institution offering financial services to real estate clients and business owners. The role focuses on credit analysis, cash flow review, and loan portfolio oversight, including working on commercial and CRE loan files.

The ideal candidate will analyze credit risk, prepare high-quality loan presentations, and assist account officers with credit documentation and customer inquiries while ensuring regulatory compliance.

Qualifications

• Bachelor’s degree or higher in Finance, Accounting, or related field.
• 2+ years of professional work experience in an office environment.
• Strong proficiency with Microsoft Office (Excel/PowerPoint) and related software.
• Knowledge of banking regulations and compliance.

Responsibilities

• Extract data from financial documents to provide cash flow analysis and commentary.
• Identify, evaluate, and mitigate credit risk of the loan portfolio.
• Prepare loan presentations of high quality for loan committee reviews.
• Assist with collateral value determination and inspections.
• Support credit administration with tracking covenants and reporting.

Skills

Credit analysis/underwriting cash flow

Evaluating real estate value

Creating loan approvals

Loan review

Managing past-due/problem loans

Loan documentation knowledge

Customer service

Bank compliance

Education

Bachelor’s degree in Finance/Accounting or related field

Tools

MS Office (Excel, PowerPoint)

Fiserv banking software

Job description

Albank is a Chicago-based commercial banking institution offering financial services to real estate clients and business owners. The role focuses on credit analysis, cash flow review, and loan portfolio oversight, including working on commercial and CRE loan files.

The ideal candidate will analyze credit risk, prepare high-quality loan presentations, and assist account officers with credit documentation and customer inquiries while ensuring regulatory compliance.