Commercial Credit Analyst - Underwriting & Portfolio Insight

ABOC; Chicago (IL); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation package

Full health insurance (medical, dental and vision)

401(k)

Life insurance

Education Assistance

Paid Vacation Days

Employee Assistance Program

Opportunities for advancement

Community Service Opportunities

Job summary

ABOC in Chicago is seeking a Credit Analyst responsible for analyzing financial information to support lending officers. The role includes evaluating creditworthiness, preparing loan presentations, and ensuring compliance with regulations.

Ideal candidates should have a Bachelor’s degree in Finance or related fields and 3–5 years of experience in commercial banking or credit analysis. The position offers a competitive compensation package and opportunities for advancement.

Qualifications

• 3–5 years of experience in commercial banking or credit analysis.

Responsibilities

• Analyze financial statements and assess creditworthiness.
• Prepare credit memoranda and loan presentations.
• Assist in structuring loan requests.
• Order and review appraisals and credit reports.
• Coordinate with lenders for loan processing.
• Monitor loan portfolios for compliance.
• Maintain accurate credit files and tracking systems.
• Communicate with clients to collect financial information.
• Prepare internal management reporting.
• Ensure compliance with bank policies.

Skills

Financial analysis

Organizational skills

Communication skills

Proficiency in Microsoft Excel

Proficiency in Microsoft 365 tools

Education

Bachelor’s degree in Finance, Accounting, Business, or related field

Job description

ABOC in Chicago is seeking a Credit Analyst responsible for analyzing financial information to support lending officers. The role includes evaluating creditworthiness, preparing loan presentations, and ensuring compliance with regulations.

Ideal candidates should have a Bachelor’s degree in Finance or related fields and 3–5 years of experience in commercial banking or credit analysis. The position offers a competitive compensation package and opportunities for advancement.