Senior Commercial Credit Analyst

Dieterich Bank; Effingham (IL); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Group Health Insurance

Group Dental & Vision Insurance

Life, AD&D & LTD Insurance

401(k) Plan - Employer matching avail­

Employee Assistance Program+

Discretionary Profit Sharing Plan

Discretionary Bonus Plan

Profit Sharing Plan

Paid Time Off (Holidays, sick time, 1)

8 hours of paid time volunteer with a

Job summary

Dieterich Bank is seeking a Credit Analyst to join our Corporate Center in Effingham, IL. The role analyzes and monitors creditworthiness of existing and prospective commercial borrowers, typically with exposures above $1,000,000, and underwrites loan opportunities to support sound lending decisions.

You will determine risk, assist the loan officers and Directors' Loan Committee, and exercise discretion and independent judgment in reference to credit matters.

Qualifications

• Bachelor's degree in finance, accounting, or related field.
• 3-5 years of experience as a credit analyst or similar.
• Strong analytical, deductive reasoning, and decision-making abilities.
• Ability to meet deadlines and manage time; strong written and verbal communication.
• Experience analyzing financial statements and tax returns.
• Uphold integrity, value, service excellence, and teamwork.

Responsibilities

• Underwrite and analyze creditworthiness of commercial borrowers exceeding $1,000,000.
• Assess risk and support loan officers and Directors' Loan Committee in loan decisions.
• Exercise discretion and independent judgment on credit and lending matters.

Skills

Analytical skills

Deductive reasoning

Decision making

Time management

Communication skills

Financial statement analysis

Tax return analysis

Education

Bachelor's degree in finance, accounting, or related field

Job description

Dieterich Bank is seeking a Credit Analyst to join our Corporate Center in Effingham, IL. The role analyzes and monitors creditworthiness of existing and prospective commercial borrowers, typically with exposures above $1,000,000, and underwrites loan opportunities to support sound lending decisions.

You will determine risk, assist the loan officers and Directors' Loan Committee, and exercise discretion and independent judgment in reference to credit matters.