Credit Analyst II: Complex Commercial & Ag Lending

First Mid Bank & Trust; Peoria (IL); Sur place; USD 61 000 - 77 000; Plein temps

Avantages offerts par ce poste

Health benefits

401(k) with employer match

Employee Stock Purchase Plan

Generous PTO & holidays

Tuition reimbursement

Résumé du poste

First Mid Bancshares, Inc. is seeking a Credit Analyst II in Peoria, IL to conduct in-depth analyses for commercial and agricultural loan relationships. You will review financial statements, prepare spreads, and support loan officers with risk assessments.

The role involves presenting credit scenarios, monitoring requests, and assisting with training of junior analysts while ensuring compliance with regulatory standards.

Qualifications

• Bachelor's degree in Accounting, Finance, or Business Administration.
• 3+ years of experience in commercial credit analysis or banking.
• Formal advanced training in Microsoft Excel preferred.

Responsabilités

• Perform credit analyses and financial statement reviews of complex loans and relationships.
• Create professional credit presentations summarizing borrower conditions and recommendations.
• Monitor loan requests and assign risk ratings per lending policies.

Connaissances

Detail-oriented

Oral & written communication

Analytical skills

Regulatory knowledge

Time management

Team player

Multi-tasking

Formation

Bachelor's degree in Accounting/Finance

Outils

Microsoft Excel

Description du poste

First Mid Bancshares, Inc. is seeking a Credit Analyst II in Peoria, IL to conduct in-depth analyses for commercial and agricultural loan relationships. You will review financial statements, prepare spreads, and support loan officers with risk assessments.

The role involves presenting credit scenarios, monitoring requests, and assisting with training of junior analysts while ensuring compliance with regulatory standards.