Senior Commercial Banking Relationship Manager

HomeTrust Bank; Greenville (SC); Presencial; USD 120.000 - 180.000; Jornada completa

Descripción de la vacante

HomeTrust Bank in Greenville, SC seeks a Senior Commercial Relationship Manager to drive business development and originate loans, deposits, and treasury management products. The role involves assessing client needs, presenting tailored banking solutions, and maintaining strong client relationships while working across internal teams.

The successful candidate will source a majority of new business through external calling, analyze financial statements for credit underwriting, and manage a

Formación

• Bachelor’s degree in business, finance or related field; may also consider a reasonable combination of experience and education.
• 8+ years of experience as a business or commercial banker required with demonstrated record achieving goals.
• Demonstrated knowledge of bank policies, procedures, and lending practices.
• Thorough knowledge of all business lending and deposit products.
• Demonstrated knowledge of credit analysis functions and related requirements and procedures.
• Ability to successfully complete bank training program(s) for lending (depending on experience and background as a lender).
• Highly developed communication and presentation skills.
• Ability to resolve customer concerns/issues in a positive way.
• Effective team member and demonstrated collaboration skills.
• Skilled professional networker.
• Excellent attention to detail.
• Proficient in Microsoft Office products.

Responsabilidades

• Perform business development activity through external calling efforts on existing clients and prospects.
• Gather information needed to assess business loan, deposit, and treasury management needs of clients and prospects.
• Develop solutions and present bank product or services to include features and benefits to clients and prospects.
• Analyze the prospective client’s financial statements and assist in credit underwriting.
• Team with Treasury Management to develop business opportunities within existing portfolio and prospects.
• Manage loan portfolio to maintain and protect credit quality.
• Maintain a good working relationship with branches, credit administration, loan operations, deposit operations, mortgage, and all other partner groups, working as a team internally and across departments.
• Promote and introduce personal/consumer bank services to customers, including consumer and mortgage loans, IRAs, and certificates of deposit.
• Refer commercial partners to opportunities, including mortgage, investment, insurance, equipment finance, and SBA.
• Maintain confidentiality and security of sensitive information.
• Adhere to all corporate policies andn procedures, Federal and State regulations, and laws.
• Complete all mandatory annual compliance training.
• Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection, and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.

Conocimientos

External calling

Credit underwriting

Lending knowledge

Communication skills

Networking

MS Office

Educación

Bachelor's degree in business/finance

Descripción del empleo

HomeTrust Bank in Greenville, SC seeks a Senior Commercial Relationship Manager to drive business development and originate loans, deposits, and treasury management products. The role involves assessing client needs, presenting tailored banking solutions, and maintaining strong client relationships while working across internal teams.

The successful candidate will source a majority of new business through external calling, analyze financial statements for credit underwriting, and manage a