Senior Commercial Banking Leader — Loans & Growth

Soqquadro Italiano

Charlotte (NC)

On-site

USD 90,000 - 130,000

Full time

3 days ago

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Job summary

Allegacy in Charlotte, NC seeks a commercial banking professional to identify, solicit, develop, underwriting, and manage business loan and deposit relationships within a regional market. You will deliver exceptional service, meet production goals, and collaborate with branches and Treasury Services to fulfill deposit needs while maintaining strong risk controls and community engagement.

This role focuses on responsible lending, underwriting, and community-focused business development aligned

Responsibilities

Deliver exceptional service to every member in alignment with Brand Culture.
Meet or exceed production and service goals.
Call on potential and existing business members to grow profitability through lending and non-lending relationships.
Identify, approve, and service loans within policy and limits of authority.
Interview applicants to develop financial and credit information, ascertain needs, abilities, earnings, and risk; request necessary information.
Counsel companies with regard to cash flow, risk analysis, loan structure, and resource referrals.
Analyze loan requests with Credit Officer to include cash flow, collateral and guarantor analysis; recommend terms within policy.
Prepare loan approval package and present/recommend to appropriate higher authority.
Monitor loans to ensure conformity with terms and changing business/economic developments.
Develop, originate, and close business deposits to meet annual deposit goals with Treasury Services support.
Ensure business relationships are developed with Branch Staff, Investments, and Allegacy Benefit Solutions.