Senior Card Risk & Controls Leader (1LoD)

Capital One; Richmond (VA); Hybrid; USD 162,000 - 184,000; Full time

Benefits offered by this job

Performance-based incentives

Health benefits

Job summary

Capital One is seeking a Senior Risk Manager for the Card Risk Team in the Richmond/McLean area. You will serve as a primary 1LoD Risk SME for high‑profile card initiatives, applying deep risk judgment to identify, evaluate, and mitigate operational risks across the business unit.

The role is hybrid with on‑site expectations per Capital One policy. You will lead RCSAs, craft precise business controls, and partner with executives on product launches to ensure proactive risk identification before

Qualifications

• 5+ years of First Line of Defense (1LoD) Operational Risk, Business Risk, Control Execution, or Internal Audit experience within a financial institution or Big 4 consulting firm.
• At least 4 years of experience supporting, partnering and interacting with internal business clients
• At least 2 years of experience with Enterprise Risk Management (ERM) frameworks, operational risk advisory, and control transformation

Responsibilities

• Serve as the primary 1LoD Risk SME for assigned card business units, providing critical judgment on control design, operational risk identification, and risk/return trade-offs.
• Lead and execute comprehensive Risk and Control Self-Assessments (RCSAs), evaluating process workflows, mapping threat vectors, identifying control gaps, and authoring precise, testable business controls aligned with enterprise risk frameworks.
• Partner with business leaders on strategic changes, product launches, and workflow modifications to ensure proactive risk identification and proper control architecture prior to go‑live.
• Proactively evaluate key risk indicators (KRIs) and process maps to advise business partners on emerging control weaknesses before breakdowns occur.
• Serve as the strategic advisor for internal audit engagements and regulatory exams, shaping response strategies, managing audit challenges, and guiding business partners on demonstrating control operating effectiveness.
• Guide business stakeholders through root‑cause analysis and remediation design, acting as final approval gate for issue closure.
• Interpret testing results and guide line‑of‑business partners on corrective action plans during control testing

Skills

Risk judgment

Constructive challenge

Operational perspective

Education

Bachelor’s Degree or Military experience

Job description

Capital One is seeking a Senior Risk Manager for the Card Risk Team in the Richmond/McLean area. You will serve as a primary 1LoD Risk SME for high‑profile card initiatives, applying deep risk judgment to identify, evaluate, and mitigate operational risks across the business unit.

The role is hybrid with on‑site expectations per Capital One policy. You will lead RCSAs, craft precise business controls, and partner with executives on product launches to ensure proactive risk identification before