Senior Business Banking Underwriter – Complex Loans

Huntington Bancshares, Inc.; Houston (TX); On-site; USD 70,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plan

Paid time off

Paid holidays

Wellness program

Job summary

Huntington Bancshares, Inc. is seeking a Business Banking Underwriter IV to assess creditworthiness and ensure compliance with lending policies. The role requires managing a pipeline, reviewing financials, and making sound credit decisions for complex loans up to $10M.

The position supports mentoring, teamwork, and collaborating across credit and risk functions, with emphasis on professionalism and customer service.

Qualifications

• Bachelor's degree required.
• 7+ years of business/commercial underwriting experience.
• Underwrite credits with complex structures and up to $10M exposure.
• Ability to underwrite exposures over $4M with authority.
• Strong written and verbal communication skills.

Responsibilities

• Maintain a personal pipeline to support Business Banking production.
• Review financial and credit information to make sound decisions.
• Underwrite complex credits up to $10M exposure.
• Utilize authority to approve up to $4M per case.
• Mentor and assist new hires and others as needed.
• Collaborate with credit and risk teams to meet goals.

Skills

Credit underwriting

Risk assessment

Leadership experience

Independent work

Attention to detail

Communication skills

Education

Bachelor's degree

Bachelor's degree in business-related field

Tools

Microsoft Office

Internet resources

Job description

Huntington Bancshares, Inc. is seeking a Business Banking Underwriter IV to assess creditworthiness and ensure compliance with lending policies. The role requires managing a pipeline, reviewing financials, and making sound credit decisions for complex loans up to $10M.

The position supports mentoring, teamwork, and collaborating across credit and risk functions, with emphasis on professionalism and customer service.