Senior Business Banking Underwriter: Complex Credit Analysis

F.N.B. Corporation; Charlotte (NC); On-site; USD 75,000 - 105,000; Full time

Job summary

F.N.B. Corporation is seeking a Business Banking Underwriter 3 in Charlotte, NC. The role focuses on analyzing borrower credit, performing cash flow analysis, and presenting underwriting decisions with minimal oversight.

Responsibilities include using software for spreads, risk ratings, covenant tests, and researching data to support lending decisions while maintaining compliance with banking regulations.

Qualifications

• BA or BS degree required.
• 5 years of related experience required.
• Strong analytical and underwriting skills.

Responsibilities

• Analyze creditworthiness of borrowers and prepare full underwriting analysis.
• Spread financial statements and perform cash flow analysis.
• Research data from various sources to support lending decisions.
• Prepare underwriting documents and risk ratings in accordance with policies.
• Support process improvements and group initiatives with the manager.

Skills

Project management

Communication

Organizational skills

Analytical skills

Interpersonal skills

Customer service

Computer literacy

MS Word

MS Excel

MS PowerPoint

Credit underwriting

Lending knowledge

Banking regulations

Education

BA or BS

Tools

N/A

Job description

F.N.B. Corporation is seeking a Business Banking Underwriter 3 in Charlotte, NC. The role focuses on analyzing borrower credit, performing cash flow analysis, and presenting underwriting decisions with minimal oversight.

Responsibilities include using software for spreads, risk ratings, covenant tests, and researching data to support lending decisions while maintaining compliance with banking regulations.