Senior Business Banking Lender — Credit & Growth Leader

Peoplesbank; Holyoke (MA); On-site; USD 125,000 - 140,000; Full time

Job summary

PeoplesBank seeks a VP - Business Banking Lender to lead senior lending activities across the customer lifecycle, including credit analysis, loan structuring, underwriting coordination and portfolio oversight.

You will collaborate with Business Banking, Credit, Operations and Sales to drive sound decisions, exceptional client service, and efficient workflows while supporting growth in medium and small business lending.

Qualifications

• Requires a four-year degree plus 5–7 years of relevant experience.
• Extensive knowledge of commercial and small business lending and credit.
• Experience structuring credit facilities balancing client needs with risk and profitability.
• Ability to partner with cross-functional teams including Sales and Administration.
• Experience using technology to streamline lending workflows and customer experience.

Responsibilities

• Serve as the primary credit and lending resource for Business Development Officers (BDOs) and Banking Center Managers (BCMs).
• Partner with BDOs and BCMs to evaluate customer opportunities and identify appropriate lending solutions.
• Assist in structuring credit facilities that balance customer needs with Bank profitability and risk management objectives.
• Participate in customer meetings as a business lending subject matter expert when needed.
• Provide guidance on complex credit requests, policy interpretation, and loan structure recommendations.
• Support the Sales team throughout the sales, underwriting, approval, closing, and portfolio management processes.

Skills

C&I lending

Small business lending

Credit analysis

Portfolio management

Cross-functional collaboration

Lending technology

Automated decisioning

SBA lending

Process improvement

Education

Four-year degree

5-7 years experience

Tools

Commercial LOS

CRM

MS Office

Job description

PeoplesBank seeks a VP - Business Banking Lender to lead senior lending activities across the customer lifecycle, including credit analysis, loan structuring, underwriting coordination and portfolio oversight.

You will collaborate with Business Banking, Credit, Operations and Sales to drive sound decisions, exceptional client service, and efficient workflows while supporting growth in medium and small business lending.