Senior Business Banking Credit Strategy Lead

U.S. Bank; Tempe (AZ); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) retirement plan

Paid vacation

Paid holidays

Adoption assistance

Disability leave

Parental leave

Job summary

U.S. Bank is seeking a seasoned Business Risk Professional to partner with business lines and risk teams. You will create, maintain, and oversee an effective risk management framework, focusing on credit policy and governance for Business Banking.

The role requires strong analytics, collaboration across 1LoD/2LoD, and experience with policy changes. A hybrid schedule is offered with in-office days and flexible work arrangements.

Qualifications

• Bachelor's degree, or equivalent work experience.
• 10 or more years of applicable experience.
• Applicable professional certifications.

Responsibilities

• Provide ongoing credit policy support to the Business Banking organization, partnering with credit policy owners in 2LoD to ensure business practices and policies are implemented in accordance with sound credit principles.
• Drive strategic credit initiatives, informing credit recommendations that balance sound growth with prudent risk management and governance.
• Monitor the impact of implemented credit initiatives, making subsequent recommendations to optimize results as necessary.
• Represent the Business Banking Credit and Product teams in cross-functional working groups where policy impact is identified.
• Monitor changes to general and specialty lending policies for Business Banking impact and engage appropriate stakeholders as needed.
• Partner closely with Credit Delivery teams, Governance teams, and other stakeholders to determine Business Banking impact, feedback, and actions from proposed policy changes.

Skills

Credit policy knowledge

Cross-functional collaboration

Data analysis

Problem solving

Education

Bachelor's degree or equivalent

10+ years of experience

Applicable professional certifications

Tools

PowerBI

Excel

nCino

ACAPS

LEAP

Job description

U.S. Bank is seeking a seasoned Business Risk Professional to partner with business lines and risk teams. You will create, maintain, and oversee an effective risk management framework, focusing on credit policy and governance for Business Banking.

The role requires strong analytics, collaboration across 1LoD/2LoD, and experience with policy changes. A hybrid schedule is offered with in-office days and flexible work arrangements.