Senior Credit Risk Analytics Leader - Loss Prevention

U.S. Bank; Horsham (PA); On-site; USD 133,000 - 157,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability leave

Retirement plan

Paid vacation

Holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking an experienced senior credit risk professional to oversee credit risk, establish policies, and ensure compliance with regulatory and investor requirements. The role requires collaboration with multiple lines of business to balance growth with risk management.

Responsibilities include communicating risk appetite, reviewing changes to guidelines, and supporting effective policy execution across teams. On-site presence is required.

Qualifications

• Thorough understanding of all aspects of credit risk policies, procedures and practices.
• Expert knowledge in advanced modeling techniques and mathematical models, algorithm use and optimization, and data science technologies.
• Considerable knowledge in banking products/services, banking operations and current market trends.
• Understand the full spectrum of data feature retrieval and selection; model technique selection, model build, implementation, monitoring and integration; interpretation of outputs, and development of recommendations.

Responsibilities

• Oversee credit risk and align with peer lenders, investor requirements and internal performance goals.
• Establish, administer and communicate credit policies for specified business channels to ensure compliance with regulatory and investor requirements.
• Advise Business Line on credit issues to balance market share, revenue growth and loan quality.
• Collaborate with Sales and Operations to ensure effective policy execution.

Skills

Credit risk oversight

Credit risk policies

Advanced modeling

Data science

Python

SQL

Azure

Communication skills

Project management

Education

Bachelor's degree or equivalent

Tools

ML frameworks

SQL

Azure

Job description

U.S. Bank is seeking an experienced senior credit risk professional to oversee credit risk, establish policies, and ensure compliance with regulatory and investor requirements. The role requires collaboration with multiple lines of business to balance growth with risk management.

Responsibilities include communicating risk appetite, reviewing changes to guidelines, and supporting effective policy execution across teams. On-site presence is required.