Senior Banking Forecasting & Behavioral Analytics Lead

First Horizon Corp.; Memphis (TN); Presencial; USD 120.000 - 150.000; Jornada completa

Descripción de la vacante

First Horizon Corp. is seeking a senior Data Science professional to lead development and enhancement of analytical and behavioral modeling capabilities for bank-wide forecasting of customer and account analytics, behavioral modeling, statistical forecasting, and model validation.

You will design segmentation, develop behavioral and response models for consumer lending and card portfolios, diagnose drivers of performance, and support decision-making through empirical assumptions and stress

Formación

• 7+ years in banking decision science, quantitative analytics, econometrics, data science, or advanced financial analytics
• Demonstrated track record in statistical modeling, forecasting, and business translation

Responsabilidades

• Design and implement segmentation methods and analytics to improve deposit forecasting for decay/runoff, attrition, migration, beta, and elasticity methodologies
• Develop behavioral and response models for consumer lending and card portfolios, including inputs for utilization, attrition/prepayment, and predictive analytics
• Diagnose underlying business performance drivers, statistically explain changes and trends
• Provide empirical assumptions and models for sensitivity, base, and stress scenario planning
• Integrate behavioral modeling with financial outcomes for business decision support
• Manipulate customer/account-level data, conduct feature engineering, data quality assurance, and build analytical datasets
• Lead modeling methodology, validation, back testing, and statistical diagnostics as part of model governance
• Collaborate with teams across Forecasting, Product, Data/Technology, Finance, Treasury, and Model Risk/Validation

Conocimientos

Advanced SQL

Python/R programming

Statistical analysis

Econometrics

Behavioral analytics

Segmentation

Regression

Time series

Predictive modeling

Data visualization

Business translation

Descripción del empleo

First Horizon Corp. is seeking a senior Data Science professional to lead development and enhancement of analytical and behavioral modeling capabilities for bank-wide forecasting of customer and account analytics, behavioral modeling, statistical forecasting, and model validation.

You will design segmentation, develop behavioral and response models for consumer lending and card portfolios, diagnose drivers of performance, and support decision-making through empirical assumptions and stress