Strategic Forecasting Analytics & Behavioral Decision Science

First-Horizon-Bank; Memphis (TN); On-site; USD 110,000 - 180,000; Full time

Job summary

First Horizon Bank seeks a senior data science professional to lead and enhance analytical capabilities powering bank-wide customer analytics, behavioral modeling, and forecasting with rigorous model validation.

You will drive segmentation, predictive models, and scenario planning, collaborating across Forecasting, Product, Data/Technology, Finance, and risk teams to translate analytics into actionable business decisions.

Qualifications

• 7+ years in banking decision science, quantitative analytics, econometrics, data science, or advanced financial analytics.
• Demonstrated track record in statistical modeling, forecasting, and business translation.

Responsibilities

• Design segmentation methods and analytics to improve deposit forecasting for decay/runoff, attrition, migration, beta, and elasticity methodologies.
• Develop behavioral and response models for consumer lending and card portfolios, including inputs for utilization, attrition/prepayment, and predictive analytics.
• Diagnose underlying business performance drivers, statistically explain changes and trends.
• Provide empirical assumptions and models for sensitivity, base, and stress scenario planning.
• Integrate behavioral modeling with financial outcomes for business decision support.
• Manipulate customer/account-level data, conduct feature engineering, data quality assurance, and build analytical datasets.
• Lead modeling methodology, validation, back testing, and statistical diagnostics as part of model governance.
• Collaborate with teams across Forecasting, Product, Data/Technology, Finance, Treasury, and Model Risk/Validation.

Skills

SQL

Python/R

Statistical analysis

Behavioral analytics

Segmentation

Time series

Predictive modeling

Survival analysis

Job description

First Horizon Bank seeks a senior data science professional to lead and enhance analytical capabilities powering bank-wide customer analytics, behavioral modeling, and forecasting with rigorous model validation.

You will drive segmentation, predictive models, and scenario planning, collaborating across Forecasting, Product, Data/Technology, Finance, and risk teams to translate analytics into actionable business decisions.