Credit Risk Analytics Specialist – Dashboards & Insights

First Horizon Bank; Charlotte (NC); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Credit Risk Analytics Analyst to support enterprise credit risk analytics through portfolio analysis, data-driven reporting, and dashboard development. You will work with large loan-level datasets to identify trends, translate findings for leadership, and maintain recurring risk reports.

The role emphasizes strong SQL and data-analysis skills, attention to detail, and the ability to investigate and explain changes in portfolio performance.

Qualifications

• 2-4 years of experience in data analytics, risk analytics, business intelligence, financial analysis, or a related analytical role.
• Strong SQL skills and demonstrated ability to work with large and complex datasets.
• Experience with SAS, Python, or another data analysis / programming language preferred.
• Experience developing dashboards or reporting solutions using Power BI, Tableau, or similar BI tools.
• Demonstrated ability to validate and reconcile analytical results, investigate discrepancies, and independently troubleshoot data issues.
• Strong analytical curiosity, attention to detail, ownership, and ability to communicate analytical findings clearly.
• Ability to identify meaningful trends and communicate analytical findings clearly to both technical and nontechnical audiences
• Ability to manage multiple priorities and work collaboratively across teams as this group has several concurrent projects at all times.
• Experience with banking, financial services, credit risk, or portfolio analytics is a plus, but not required.
• Strong written and verbal communication skills.

Responsibilities

• Analyze large loan‑level datasets using SQL, SAS, and other analytical tools to support credit portfolio monitoring and reporting and ad hoc analysis.
• Develop and maintain Power BI/Tableau dashboards and recurring management reporting solutions for portfolio trends, concentration, and emerging risks.
• Perform data validation and reconciliation, investigate unexpected results, and independently resolve data or reporting issues.
• Analyze changes in portfolio composition, credit quality and other risk metrics and translate findings into clear takeaways for senior management.
• Automate and improve existing analytical and reporting processes to reduce manual work and strengthen controls.
• Partner with Credit Risk, Finance, Data, and business stakeholders to respond to ad hoc analytical requests and develop new reporting capabilities.
• Maintain clear documentation of data sources, reporting logic, methodologies, and analytical processes.
• Support recurring and ad hoc risk initiatives as needed.

Skills

SQL

Data analytics

SAS

Python

Power BI

Tableau

Data validation

Communication

Portfolio analytics

Risk analytics

Education

Bachelor's degree in economics, finance, data analytics, computer science, mathematics or another quantitative discipline or equivalent relevant experience

Tools

Power BI

Tableau

SAS

Python

SQL

Job description

First Horizon Bank is seeking a Credit Risk Analytics Analyst to support enterprise credit risk analytics through portfolio analysis, data-driven reporting, and dashboard development. You will work with large loan-level datasets to identify trends, translate findings for leadership, and maintain recurring risk reports.

The role emphasizes strong SQL and data-analysis skills, attention to detail, and the ability to investigate and explain changes in portfolio performance.