Senior Backend Engineer — Remote, FinTech Lending

Coinbase, Inc.; Denver (CO); Remote; USD 208,000 - 219,000; Full time

Benefits offered by this job

Equity

Bonus eligibility

Medical insurance

Dental insurance

Vision insurance

401(k)

Job summary

Coinbase is hiring a backend software engineer to own the design and delivery of financing products from architecture to production launch. You will build services for loan lifecycle management, risk calculations, and real-time position tracking in a cloud-native environment.

The role emphasizes mentoring, designing scalable systems, and improving tooling, testing, and observability to ensure safety and high availability across high-value workloads.

Qualifications

• 5+ years of backend software engineering experience with production ownership of services handling high-reliability workloads.
• Proven track record designing, building, and scaling service-oriented architectures in Go, Java, or a comparable backend language.
• Experience building and operating distributed systems where correctness, availability, and data integrity are critical.
• Demonstrated ability to mentor engineers, lead technical design reviews, and raise the bar on code quality across a team.
• Familiarity with relational data stores, gRPC/Protobuf, and observability tooling in a cloud-native environment.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Responsibilities

• Own the design and delivery of new financing products and features, from architecture through production launch, ensuring correctness and safety across high-value lending operations.
• Build and maintain backend services, APIs, and frameworks that support loan lifecycle management, risk calculations, and real-time position tracking.
• Drive engineering excellence by improving developer tooling, testing infrastructure, monitoring, and operational reliability across financing systems.
• Partner with Product, Risk, Operations, and other engineering teams to translate business requirements into scalable, well-scoped technical solutions each quarter.
• Lead technical initiatives that strengthen system resilience, reduce operational risk, and support the team's ability to ship safely at speed.

Skills

Backend development

Go/Java backend

Distributed systems

Mentoring engineers

Relational data stores

gRPC/Protobuf

Observability tooling

Responsible AI usage

Job description

Coinbase is hiring a backend software engineer to own the design and delivery of financing products from architecture to production launch. You will build services for loan lifecycle management, risk calculations, and real-time position tracking in a cloud-native environment.

The role emphasizes mentoring, designing scalable systems, and improving tooling, testing, and observability to ensure safety and high availability across high-value workloads.