Senior Backend Engineer for AI-Driven FinTech (Equity)

rippling; Seattle (WA); On-site; USD 170,000 - 250,000; Full time

Benefits offered by this job

Equity

Competitive salary

Medical, dental, vision

Job summary

Rippling's Financial AI Product Team is building AI-enabled financial workflows across onboarding, payroll, payments, and reconciliation. As a Senior Software Engineer, you will shape how AI integrates with deterministic financial execution, ensure auditability and reliability, and drive production-grade AI capabilities that scale for customers worldwide.

You will collaborate with product, design, operations, compliance, and platform teams to identify high-impact opportunities, prototype

Qualifications

• Strong software engineering fundamentals and experience with production-grade systems.
• Experience designing backend systems and data models for complex domains.
• Judgment around reliability, correctness, and edge cases.
• Interest in applied AI, LLMs, agents, evals, or AI-assisted workflows.
• Ability to decide when to apply AI vs deterministic systems.
• Product sense and comfort in ambiguous problems.
• Ability to partner with product managers, ops, and engineers.
• High ownership from problem to rollout and iteration.

Responsibilities

• Build AI-powered capabilities for complex financial workflows like onboarding, data ingestion, reconciliation, and validation.
• Design systems combining model-driven reasoning with deterministic execution.
• Trace financial values to source data and prevent incorrect downstream actions.
• Create ingestion/normalization for messy exports, historical records, and varied formats.
• Develop evals, testing, observability, and feedback loops for AI quality.
• Collaborate with product, design, operations, compliance, and platform teams.
• Prototype quickly and scale successful solutions into reusable primitives.
• Set engineering standards for correctness, auditability, security, and production safety in AI products.

Skills

Backend systems

Production systems

AI/ML reasoning

Deterministic workflows

System architecture

Cross-functional collaboration

Operational risk

Problem solving

Job description

Rippling's Financial AI Product Team is building AI-enabled financial workflows across onboarding, payroll, payments, and reconciliation. As a Senior Software Engineer, you will shape how AI integrates with deterministic financial execution, ensure auditability and reliability, and drive production-grade AI capabilities that scale for customers worldwide.

You will collaborate with product, design, operations, compliance, and platform teams to identify high-impact opportunities, prototype