Senior Backend Engineer, Financing Platforms

Coinbase, Inc.; New York (NY); On-site; USD 208,000 - 219,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Software Engineer for the Financing Engineering team in the Institutional group.

You will design, build, and scale backend services that manage billions in loans across Portfolio Margin and related products, enabling leverage and yields while ensuring safety and reliability. You will own critical systems, mentor engineers, and collaborate with Product, Risk, and Operations to deliver scalable, high-value features each quarter.

Qualifications

• 5+ years of backend software engineering experience with production ownership of services handling high-reliability or financial workloads.
• Proven track record designing, building, and scaling service-oriented architectures in Go, Java, or a comparable backend language.
• Experience building and operating distributed systems where correctness, availability, and data integrity are critical.
• Demonstrated ability to mentor engineers, lead technical design reviews, and raise the bar on code quality across a team.
• Familiarity with relational data stores, gRPC/Protobuf, and observability tooling in a cloud-native environment.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Responsibilities

• Own the design and delivery of new financing products and features, from architecture through production launch, ensuring correctness and safety across high-value lending operations.
• Build and maintain backend services, APIs, and frameworks that support loan lifecycle management, risk calculations, and real-time position tracking.
• Drive engineering excellence by improving developer tooling, testing infrastructure, monitoring, and operational reliability across financing systems.
• Partner with Product, Risk, Operations, and other engineering teams to translate business requirements into scalable, well-scoped technical solutions each quarter.
• Lead technical initiatives that strengthen system resilience, reduce operational risk, and support the team's ability to ship safely at speed.

Skills

Backend engineering

Go

Java

Distributed systems

Mentoring

gRPC/Protobuf

Tools

Relational databases

Observability tooling

Job description

Coinbase, Inc. is seeking a Senior Software Engineer for the Financing Engineering team in the Institutional group.

You will design, build, and scale backend services that manage billions in loans across Portfolio Margin and related products, enabling leverage and yields while ensuring safety and reliability. You will own critical systems, mentor engineers, and collaborate with Product, Risk, and Operations to deliver scalable, high-value features each quarter.