Senior AVP, Personal Lines Claims - High Net Worth

HUB International; New York (NY); Hybrid; USD 130,000 - 140,000; Full time

Benefits offered by this job

Health/dental/vision insurance

401(k) contributions

Paid time off benefits

Job summary

HUB International is seeking an Assistant Vice President, Personal Lines Claims to manage claims for high net worth clients. This senior role involves deep knowledge of personal lines insurance and strong advocacy skills. You'll collaborate with account executives and ensure high standards of client service.

The position requires at least 7 years of relevant experience and offers a hybrid work schedule, alongside competitive compensation and benefits.

Qualifications

• Minimum of 7 years of experience in personal lines insurance claims advocacy.
• Strong knowledge of personal lines coverages.
• Excellent written and verbal communication skills.

Responsibilities

• Manage a high-volume portfolio of personal lines claims.
• Analyze carrier coverage positions and draft rebuttals.
• Build strong relationships with carrier claim managers.

Skills

Claims advocacy

Personal lines insurance knowledge

Communication skills

Organizational skills

Relationship management

Education

Bachelor's degree

Tools

Claims management systems (Epic)

Job description

Discover a Career That Empowers You — Join HUB International!

At HUB International, we’re more than just an insurance brokerage firm — we’re a thriving community of entrepreneurs driven by purpose and passion. Every day, we help individuals, families, and businesses protect what matters most by providing a broad array of insurance, retirement, and wealth management products and services. But we don’t stop there — we also invest deeply in our people.

Here, your career is in your hands. You’ll be empowered to learn, grow, and truly make an impact. Whether you're supporting a local business or helping a national client navigate complex risk, you’ll be backed by the strength of a global firm and the heart of a regional team.

As one of the world’s largest insurance brokers — and a proud Stevie Award-winning workplace — HUB offers a unique blend of big-company resources and entrepreneurial spirit. With over 20,000 professionals across 540+ offices in North America, we bring together industry-leading technology, a strong culture of collaboration, and centers of excellence that fuel innovation.

Explore your future with HUB International. Let’s grow together. If you're ready to be part of a company where your voice matters, your work has purpose, and your potential has no limits — HUB is the place for you.

We are looking for an Assistant Vice President, Personal Lines Claims to join our Claims team on a Hybrid work schedule.

Position Summary

The Assistant Vice President, Personal Lines Claims is a senior-level claims advocacy position responsible for managing a portfolio of personal lines claims on behalf of HUB International Northeast’s individual and family clients, with a primary focus on high net worth and Private Client accounts. This role requires deep knowledge of personal lines insurance coverages, including the specialized policy forms and elevated service standards associated with high net worth clientele, as well as strong carrier relationships and a demonstrated ability to analyze policy language and challenge carrier coverage determinations when warranted. The AVP serves as a trusted resource to Account Executives, producers, and clients, delivering sophisticated claims advocacy that reflects the complexity and expectations of our high net worth client base and drives value across the organization.

Essential Functions & Responsibilities

Claims Advocacy & Coverage Analysis

• Manage a high-volume portfolio of personal lines claims with an emphasis on high net worth and Private Client accounts, spanning Homeowners, Auto, Umbrella, Renters, Valuable Articles, Fine Art, Watercraft, and Excess Lines, advocating on behalf of individual and family clients from initial notice through resolution.
• Analyze carrier coverage positions, reservation of rights letters, and disclaimers; draft well-reasoned rebuttals and appeals grounded in policy language, applicable case law, and industry standards, with particular attention to personal lines coverage issues including concurrent causation, exclusion interpretation, and valuation disputes.
• Monitor claims activity, maintain up-to-date diary entries in Epic, and ensure timely follow-up on all open matters to drive claims toward the most favorable outcomes.
• Identify and escalate potential E&O exposure situations to management and the Office of General Counsel promptly and in accordance with internal protocols.
• Coordinate with carrier adjusters, independent appraisers, and public adjusters as appropriate to ensure claims are being handled in the client’s best interest, including oversight of appraisal and alternative dispute resolution processes where applicable.
  
  

Client Service & Relationship Management

• Serve as the primary claims contact for assigned clients, delivering the responsive, discreet, and highly personalized service that high net worth and Private Client policyholders expect, in a manner that reflects HUB’s commitment to best-in-class client advocacy.
• Build and maintain strong relationships with carrier claim managers and decision-makers at key partners.
• Participate actively in client claim reviews and renewal strategy meetings, providing detailed claims intelligence that supports the marketing and account teams in securing favorable terms for high net worth and Private Client policyholders, including participation in carrier stewardship meetings for key accounts.
• Guide high net worth and Private Client policyholders through the claims process with a high degree of empathy, discretion, and clear communication, ensuring they understand their rights, obligations, and available remedies under their policies, including appraisal rights, the claims appeal process, and options for managing large or complex losses involving multiple property locations or scheduled items.
  
  

Collaboration & Cross-Functional Engagement

• Collaborate effectively with Account Executives, producers, and internal departments to share claims insights, resolve issues, and strengthen overall client service delivery.
• Engage across practice groups to support matters that implicate multiple coverage lines, including coordination with Private Client and High Net Worth teams on complex personal lines accounts involving fine art, jewelry, watercraft, or secondary properties.
• Contribute to the claims dashboard, successful results log, and other management reporting tools on a consistent and timely basis.
• Participate in internal training initiatives and share educational opportunities and knowledge with team members.
  
  

Leadership & Team Development

• Mentor and support junior claims advocates, providing guidance on complex coverage situations, claim handling strategy, and professional development.
• Assist claims leadership with workflow management, new claim assignments, and operational improvements such as Smartsheet implementation and claims review standardization.
• Conduct claim file audits to ensure quality, accuracy, and compliance with HUB’s claims advocacy standards.
• Take initiative in leading team efforts on high-profile or sensitive matters, serving as a resource for the broader claims team on coverage questions and best practices.
  
  

Qualifications

Required

• Minimum of 7 years of progressive experience in personal lines insurance claims advocacy, claims adjusting, or a related coverage role within a brokerage or carrier environment.
• Strong knowledge of personal lines coverages, including the specialized policy forms offered by high net worth carriers, as well as standard Homeowners, Auto, Umbrella, Renters, Flood, Earthquake, and Valuable Articles policy forms.
• Demonstrated experience drafting coverage rebuttals, analyzing policy language, and challenging carrier disclaimers.
• Excellent written and verbal communication skills with the ability to convey complex coverage positions clearly to clients, carriers, and internal stakeholders.
• Strong organizational skills with the ability to manage a high-volume caseload, prioritize effectively, and meet deadlines in a fast-paced environment.
• Proficiency with claims management systems (e.g., Epic) and standard office productivity tools.
• Collaborative mindset with a proven ability to work effectively across departments and with diverse internal and external stakeholders.
  
  

Preferred

• Professional designation such as CPRIA, AINS, ARM, CPCU, or equivalent.
• Experience handling high net worth or Private Client personal lines claims, including fine art, jewelry, watercraft, luxury vehicles, and high-value residential property, is strongly preferred and will be weighted heavily in candidate evaluation.
• Familiarity with flood and earthquake claims handling under NFIP and surplus lines policy forms.
• Familiarity with multi-jurisdictional claims handling in the Northeast region (NY, NJ, CT).
  
  

Core Competencies

Aligned with HUB International’s Leadership Capabilities framework, the successful candidate will demonstrate strength in the following areas:

• Think Strategically – Understands the broader organizational picture and investigates all potential options, risks, and outcomes to drive results for clients.
• Know the Business – Understands how claims advocacy drives client retention and revenue; appreciates the connection between claims outcomes and account marketing.
• Drive Results – Maintains high standards of accountability and concentrates efforts on achieving high-quality results aligned with HUB’s values and guiding principles.
• Be Agile – Thrives in a fast-paced, high-volume environment by anticipating and responding to changes with quick, focused, and adaptable behaviors.
• Foster Boundaryless Collaboration – Works across disciplines, practice groups, and geographies, leveraging the strengths of colleagues to deliver optimal client outcomes.
• Communicate with Impact – Engages in respectful, authentic communication with a variety of audiences, delivering clear and convincing messages in both written and verbal formats.
• Champion Talent – Encourages a growth mindset, acknowledges accomplishments, and supports the development of team members through mentorship and knowledge sharing.
  
  

The expected salary range for this position is $130,000 - $140,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.

Department Account Management & Service

Required Experience: 7-10 years of relevant experience

Required Travel: Negligible

Required Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

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