P&C Claims Advocate II

HUB International; Sacramento (CA); On-site; USD 80,000 - 95,000; Full time

Benefits offered by this job

Competitive pay and comprehensive ben­

Training, licensing support

Paid time off

Parental leave

Wellbeing program

Job summary

HUB International is seeking a Property & Casualty Claims Advocate II in Sacramento to provide expert advocacy and claims reviews for clients, producers, and carriers. You will analyze coverage, negotiate reserves, and present reviews to clients while keeping data and files well organized in HUB systems.

You will leverage your 5–7 years of P&C claims experience and a licensed P&C credential to advise on risk reduction, collaborate with the HUB Producer team, and help drive favorable outcomes for

Qualifications

• High School Diploma or GED is required.
• 5-7 years property & casualty claims adjustment experience (brokerage preferred) or equivalent.
• Property & Casualty License required.

Responsibilities

• Provide advocacy on claims including analysis, interpretation and negotiation of coverage and reserves.
• Prepare and present claim reviews to clients regularly.
• Ensure questions/concerns are addressed by claims department or TPA.

Skills

Claim adjustment process

Effective communication

Team collaboration

Problem solving

Client relationships

Regulatory knowledge

Education

High School Diploma / GED

Tools

Microsoft Office Suite

Outlook

Agency management systems

Job description

A path for every ambition. At HUB, we believe the best work happens when people are given real space to grow and then given the autonomy to exercise it. We power progress and protect ambition: for the clients who count on us, and equally for the people who make that possible every day. We’re creative thinkers and determined doers, guided by values that show up in how we work together: with empathy, adaptability, accountability and a genuine commitment to one another’s success. We foster bold ideas, celebrate curiosity and share what we know. Because when people grow, the work they do grows with them. Our purpose is deeply human: to help people navigate the world on their terms, at their speed, toward their future. We hold that same commitment to the people building careers here. Whether you’re starting out or leveling up, you’ll find the resources to evolve, the support to take on more and a team ready to back you at every stage. Your ambition has a home here.

THE OPPORTUNITY

The Property & Casualty Claims Advocate II is a claims specialist, acting with a high degree of independent discretion, autonomy, and decision-making to provide support and advocacy to clients, Producers and carriers. This role facilitates a smooth interaction between the client and the carrier regarding property & casualty issues including claim reviews and ongoing claim issues. This role monitors ongoing property & casualty activity and alerts HUB Producer team to any potential claim or potential loss control issues.

DUTIES & RESPONSIBILITIES

• Provides initial and on-going advocacy on claims including detailed analysis, interpretation, consultation and negotiation of coverage and reserves.
• Prepares and presents claim reviews to clients on a periodic basis.
• Prepares coverage arguments for client advocacy and for coverage positions as client advocate.
• Assist in Third Party Administrator (TPA) and insurance carrier selections.
• Ensures client questions / concerns are addressed by claims department or Third Party Administrator.
• Interacts with clients by telephone and in person, on a periodic basis to deliver and gather information.
• Negotiates plans of actions and reserve reductions with insurers.
• Assists producers in conducting claim with clients and carriers.
• Analyzes loss history to identify risk reduction strategies for producers.
• Attend sales presentations or renewal visits to present claims, programs for the reduction of risk, or loss information to insureds.
• Implements correction of errors of the carrier.
• Keeps abreast of and apply a working knowledge of policy coverage in its application to property & casualty claims.
• Maintains accurate and organized claim files by appropriately documenting conversations with clients and carrier representatives; updates all HUB computer systems and automated agency management systems; ensures the accuracy of data.
• Seeks continued knowledge and stays abreast of changes in the insurance industry and other external conditions that may impact their clients.
• Makes appropriate recommendations to clients in response to those changes; Attends industry related continuing education training and courses.
• Responsible for accessing and utilization of all claims related carrier on- line systems.
• Performs other duties and projects as assigned.

QUALIFICATIONS

• High School Diploma / GED
• 5-7 years property & casualty claims adjustment experience (brokerage preferred) or equivalent combination of education & experience
• Property & Casualty License required

KNOWLEDGE / SKILLS / ABILITIES

• Proficient in claim adjustment process of Property, Casualty, Auto, Cyber, and Professional E&O claims.
• Confidence and demeanor to effectively interact with all levels within the organization.
• Computer skills including Microsoft Office Suite, Outlook and agency management systems.
• Problem Solving: Ability to identify complex problems and review related information to develop and evaluate options and implement solutions.
• Critical Thinking: Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Ability to prioritize and organize multiple tasks and responsibilities in order to complete assignments on time and with optimal accuracy.
• Ability to effectively and professionally communicate orally and in writing with internal and external customers.
• Ability to develop and maintain strong client relationships; work effectively with insurance and service vendors to gain cooperation in meeting clients’ needs.
• Ability to respond to customer needs, solicit customer feedback to improve service, and handle difficult or emotional customer situations promptly and accurately.
• Ability to effectively work with a team and coach others in developing their skills and abilities.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Desire to learn and grow within the insurance industry.
• Proficient in claim adjustment process of Property, Casualty, Auto, Cyber, and Professional E&O claims.

What we offer you

• Competitive pay with comprehensive health benefits, retirement savings matching and company-paid life and disability plans
• We invest in your growth. HUB offers structured training, licensing support and ongoing development opportunities designed to accelerate your career.
• Generous paid time off, paid parental leave and a wellbeing program designed to support real work/life balance
• A collaborative, high-performing culture with meaningful engagement, community impact through HUB Gives and genuine room to grow your career

Equal Employment Opportunity

HUB International Limited is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Reasonable Accommodations

HUB International Limited is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the application and hiring process. If you need a reasonable accommodation to access our career site, complete an application, or participate in any part of the hiring process, please contact the Recruiting Team at [e-mail]. This contact information is for accommodation requests only and should not be used to inquire about the status of an application.

E-Verify

HUB International Limited participates in E-Verify. Please refer to Our Recruiting Process | Applicant Notices: E-Verify Program for additional information.

HUB International

HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada - through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.

The expected salary range for this position is $80-$95k depending on geographical location and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level.