AVP, RMBS Surveillance & Credit Analytics

Moody; New York (NY); On-site; USD 162,000 - 234,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Parental leave

Paid time off

401(k) plan with employer contribution

Life insurance

Disability insurance

Accident insurance

Discounted employee stock purchase计划

Tuition reimbursement

Job summary

Moody's is seeking an AVP-Ratings with the U.S. Consumer RMBS Surveillance Team to lead surveillance of RMBS transactions, perform cash flow modeling, and present clear credit views.

You will contribute to thought leadership, draft research, and engage with issuers and investors. The role emphasizes independent analysis, collaboration across teams, and mentoring junior analysts, all within a fast-paced, risk-focused environment.

Qualifications

• Bachelor’s degree in economics, finance, statistics, applied mathematics, financial engineering, or a related field with three or more years of relevant work experience.
• Strong analytical, modeling, and cash flow analysis capabilities.
• Experience presenting independent credit opinions and defending analyses.

Responsibilities

• Lead the surveillance and credit analysis of U.S. RMBS transactions, producing high-quality research.
• Act as lead analyst for surveillance of U.S. RMBS transactions, analyzing credit and legal risks and formulating rating recommendations.
• Perform cash flow modeling and detailed analysis of transaction structures, collateral performance, and legal documentation.
• Lead rating committees and present clear, well-supported views on transaction credit risk.
• Produce publishable research, including transaction reports, sector commentary, and in-depth analytical pieces.
• Communicate effectively with issuers, arrangers, investors, and other market participants.
• Participate in issuer and investor meetings, operational reviews, and industry conferences, representing the RMBS surveillance team.
• Contribute to analytical, operational, and digital enablement initiatives, including GenAI projects and emerging technologies.
• Support the RMBS new ratings team as needed.
• Mentor and support the development of less experienced analysts.

Skills

Analytical & modeling

Communication

Ethics & collaboration

Organization

Teamwork

Independence

GenAI proficiency

Education

Bachelor’s degree in economics/finance/statistics/applied mathematics/financial engineering

Job description

Moody's is seeking an AVP-Ratings with the U.S. Consumer RMBS Surveillance Team to lead surveillance of RMBS transactions, perform cash flow modeling, and present clear credit views.

You will contribute to thought leadership, draft research, and engage with issuers and investors. The role emphasizes independent analysis, collaboration across teams, and mentoring junior analysts, all within a fast-paced, risk-focused environment.