Senior AVP, Business Banking: Credit & Systems

Peoplesbank; Holyoke (MA); Vor Ort; USD 105.000 - 115.000; Vollzeit

Benefits dieser Stelle

Competitive compensation

Workplace flexibility

Zusammenfassung

PeoplesBank is seeking an AVP, Business Banking Credit & Systems in Holyoke to lead credit analysis, portfolio reporting, and lending system administration for the Business Banking division.

The role partners with lenders and leadership to ensure efficient loan origination, sound risk management, and data-driven decision making. A four-year degree and SBA-lending experience are highly valued.

Qualifikationen

• Requires a four-year degree plus 5-7 years of relevant experience.
• Experience with SBA lending programs strongly preferred.
• Strong understanding of small business lending and credit underwriting principles.
• Ability to analyze business financial statements, tax returns, cash flow, and debt repayment capacity.
• Advanced Microsoft Excel and reporting skills.

Aufgaben

• Analyze and underwrite small business lending opportunities, including term loans and lines of credit.
• Prepare financial analyses, cash flow reviews, and credit recommendations.
• Assist with borrower evaluation of repayment capacity and creditworthiness.
• Oversee loan workflow, reporting, and analytics for the portfolio.
• Own system administration, governance, and enhancements of lending platforms.
• Coordinate with leadership to ensure efficient loan decisioning and data integrity.

Kenntnisse

Loan origination systems

SBA lending platforms

Microsoft Excel

Credit underwriting principles

Financial analysis

Reporting & analytics

Project management

Communication skills

Ausbildung

Bachelor's degree, four-year

Tools

Loan origination software

SBA platforms

Jobbeschreibung

PeoplesBank is seeking an AVP, Business Banking Credit & Systems in Holyoke to lead credit analysis, portfolio reporting, and lending system administration for the Business Banking division.

The role partners with lenders and leadership to ensure efficient loan origination, sound risk management, and data-driven decision making. A four-year degree and SBA-lending experience are highly valued.