Senior Auto Finance Underwriter - Profit & Growth

Aumni; Tempe (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

Chase Auto in Tempe, AZ is seeking an Auto Finance Underwriter III to review policy and pricing exceptions, structure decisions to maximize profit, and support daily operations. You will evaluate credit applications with a focus on response time, ROE, and approval quality, while maintaining compliance with applicable regulations.

You will initiate sales calls, provide prompt responses to inquiries, and collaborate with cross-functional teams to meet business targets.

Qualifications

• 5+ years of experience in credit auto.
• Experience reviewing credit bureau reports.
• Proficiency in credit decisioning and consumer credit regulation.
• Knowledge of indirect loan, refinance, direct and lease programs.
• Understanding of credit philosophy, policies and loan documentation.
• Understanding of bank policies, procedures, products and risks.
• Excellent written and verbal communication.
• Results-oriented with leadership skills.

Responsibilities

• Review credit applications and make decisions per credit policy.
• Review policy and pricing exceptions to support daily ops.
• Structure decisions to maximize profit and strengthen relationships.
• Process automobile applications with focus on response time and volume.
• Meet targets for ROE, volume, and conversion ratios.
• Initiate sales calls and follow up with written communications.
• Provide prompt responses to customer inquiries.

Skills

Credit underwriting

Credit bureau reviews

Credit decisioning

Regulatory knowledge

Analytical skills

Written communication

Leadership

Job description

Chase Auto in Tempe, AZ is seeking an Auto Finance Underwriter III to review policy and pricing exceptions, structure decisions to maximize profit, and support daily operations. You will evaluate credit applications with a focus on response time, ROE, and approval quality, while maintaining compliance with applicable regulations.

You will initiate sales calls, provide prompt responses to inquiries, and collaborate with cross-functional teams to meet business targets.