Senior Analyst - Open Banking Data Scientist (Hybrid)

Harnham; Salt Lake City (UT); Hybrid; USD 110,000 - 160,000; Full time

Job summary

Harnham in Salt Lake City (Hybrid) seeks a Senior Analyst or Data Scientist to own transactional/open banking data and drive projects across credit risk, marketing and pricing.

You'll partner with senior leadership to answer questions about merchant approvals, portfolio performance, pricing signals and growth opportunities, using Plaid/open banking datasets to enable business decisions.

Qualifications

• 2+ years working with Plaid, open banking or transactional banking data.
• Strong SQL and Python.
• Experience building features from transaction-level data.
• Analytics experience within lending, fintech, credit or adjacent sectors.
• Ability to translate analysis into commercial decisions.

Responsibilities

• Drive projects spanning credit risk, marketing and pricing.
• Partner with senior leadership to answer business questions.
• Build AI-enabled analytical workflows.
• Utilize transactional/open banking data to inform growth, sales enablement and customer insights.
• Explore growth analytics and proactive renewals and credit line increases.

Skills

SQL

Python

Open banking data

Analytics for lending

Commercial impact

Job description

Harnham in Salt Lake City (Hybrid) seeks a Senior Analyst or Data Scientist to own transactional/open banking data and drive projects across credit risk, marketing and pricing.

You'll partner with senior leadership to answer questions about merchant approvals, portfolio performance, pricing signals and growth opportunities, using Plaid/open banking datasets to enable business decisions.