Senior Cashflow Data Scientist: Growth & Risk Analytics

Harnham; United States; Hybrid; USD 90,000 - 140,000; Full time

Job summary

Harnham partners with a profitable fintech lender in the DFW area to recruit a Senior Analyst or Data Scientist focused on cashflow data. You will become the internal expert for transactional/open banking data and lead projects across credit risk, marketing and pricing.

Expect to work with Plaid/open banking datasets, build features from transaction-level data, and translate analyses into commercial decisions.

Qualifications

• 2+ years working with Plaid, open banking or transactional banking data.
• Strong SQL and Python.
• Experience building features from transaction-level data.
• Analytics experience within lending, fintech, credit, risk or adjacent sectors.
• Ability to translate analysis into commercial decisions.

Responsibilities

• Serve as internal expert for transactional/open banking data across projects.
• Drive initiatives spanning credit risk, marketing and pricing.
• Partner with senior leadership to answer high-impact business questions.
• Develop AI-enabled analytical workflows.
• Identify signals to optimize approvals, pricing and growth.

Skills

SQL

Python

Open Banking

Data Analytics

Business Acumen

Tools

Plaid

Yodlee

Job description

Harnham partners with a profitable fintech lender in the DFW area to recruit a Senior Analyst or Data Scientist focused on cashflow data. You will become the internal expert for transactional/open banking data and lead projects across credit risk, marketing and pricing.

Expect to work with Plaid/open banking datasets, build features from transaction-level data, and translate analyses into commercial decisions.