Cashflow Data Scientist: Growth & Risk Analytics Lead

Harnham; Miami (FL); Hybrid; USD 100,000 - 150,000; Full time

Job summary

Harnham partners with a profitable fintech lender in Miami seeking a Senior Analyst or Data Scientist to become the internal expert for transactional/open banking data and drive projects across credit risk, marketing and pricing.

You will collaborate with senior leadership on questions about merchant approvals, portfolio signals, pricing and growth opportunities, leveraging 2+ years with Plaid/open banking and strong SQL/Python.

Qualifications

• 2+ years working with Plaid, open banking or transactional banking data.
• Strong SQL and Python.
• Experience building features from transaction-level data.
• Analytics experience in lending, fintech, credit, risk or related sectors.

Responsibilities

• Drive projects spanning credit risk, marketing and pricing.
• Partner with senior leadership to answer key business questions.
• Lead marketing and pre-approved offers initiatives.
• Support portfolio monitoring and early warning systems.
• Build AI-enabled analytical workflows.

Skills

SQL

Python

Job description

Harnham partners with a profitable fintech lender in Miami seeking a Senior Analyst or Data Scientist to become the internal expert for transactional/open banking data and drive projects across credit risk, marketing and pricing.

You will collaborate with senior leadership on questions about merchant approvals, portfolio signals, pricing and growth opportunities, leveraging 2+ years with Plaid/open banking and strong SQL/Python.