Senior Data Scientist, Credit Network & Product Analytics

Plaid Inc; San Francisco (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

Plaid is seeking a Senior Data Scientist - Network Value (Credit) to be a data partner for product, engineering, and leadership. You will translate business questions into analytics projects, build scalable reporting, and shape product strategy for credit-related features that scale Plaid’s consumer network.

You will lead experiments, define core metrics, and collaborate on data pipelines to deliver insights that drive better user experiences and business outcomes.

Qualifications

• 5–8+ years of experience as a Data Scientist or in a related analytics or data-focused role.
• Experience as a product data scientist helping grow an early-stage or consumer-facing product, ideally from 0 to 1.
• Experience with experimentation, ad-hoc analysis, and strategic insight generation in a product environment.
• Strong SQL skills and experience creating metrics that drive alignment and decision-making with stakeholders.
• Experience driving data-informed performance improvements for user-facing products.
• Experience building or partnering closely on data pipelines using tools such as Airflow and dbt.
• A track record of identifying novel ways to impact a top-line OKR and influencing stakeholders on prioritization, roadmapping, and/or execution.
• Strong communication skills and the ability to explain analytical methods, tradeoffs, and recommendations to product managers, engineers, and other cross-functional partners.

Responsibilities

• Translate ambiguous business and product questions into clear analytics projects, decision frameworks, and measurable outcomes.
• Perform ad-hoc and strategic analyses that identify opportunities to improve product performance, user experiences, and business results.
• Build and maintain data models, dashboards, core metrics, OKRs, and KPIs that improve visibility into Credit’s systems and quantify progress against goals.
• Design and analyze experiments that inform feature launches, iteration, and ship decisions.
• Partner on dbt- and Airflow-powered data pipelines and use SQL, Python, Redshift, Databricks, and notebooks to create reliable, scalable analytics.
• Identify novel ways to influence top-line OKRs and help stakeholders make thoughtful prioritization, roadmapping, and execution decisions.
• Over the next year, shape Credit product strategy, improve product performance and user experience, and contribute to growth of Plaid’s consumer network.

Skills

Years of experience

Product data science

Experimentation

SQL

Data pipelines

Stakeholder influence

Communication

Tools

Airflow

dbt

Job description

Plaid is seeking a Senior Data Scientist - Network Value (Credit) to be a data partner for product, engineering, and leadership. You will translate business questions into analytics projects, build scalable reporting, and shape product strategy for credit-related features that scale Plaid’s consumer network.

You will lead experiments, define core metrics, and collaborate on data pipelines to deliver insights that drive better user experiences and business outcomes.