Senior Agricultural Credit Risk Officer

Farm Credit Illinois; Illinois; Presencial; USD 78.000 - 100.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401(k) with 3% employer contribution

6% employer match

vacation days

sick days

13 paid holidays

parental leave

volunteer leave

medical insurance

dental insurance

vision insurance

life insurance

Descripción de la vacante

Farm Credit Illinois is seeking a Risk Asset Credit Officer to analyze, underwrite, and monitor agricultural loan portfolios, supporting distressed and high-risk relationships. The role participates in loan committees and collaborates with lending staff to protect the institution’s financial interests.

The ideal candidate will have a strong background in agricultural lending, financial analysis, and credit risk assessment, plus the ability to communicate effectively with cross-functional teams.

Formación

• Strong knowledge of agricultural lending, cash flow analysis, financial statement analysis, and credit risk assessment.
• Ability to evaluate complex credit situations, identify risk, and develop practical solutions for high-risk loan relationships.
• Strong analytical, problem-solving, and decision-making skills with attention to critical details.
• Effective communication skills and the ability to collaborate with lending staff, credit professionals, and leadership.
• Proficiency with business technology and Microsoft Office applications to support efficient credit analysis and portfolio management.

Responsabilidades

• Analyze and underwrite agricultural loan requests by evaluating financial information, assessing risk, and preparing comprehensive credit recommendations and narratives.
• Support the management of high-risk and distressed loan relationships through detailed financial analysis, portfolio monitoring, and risk assessment.
• Partner with lending staff and leadership to develop action plans and servicing strategies that mitigate risk and protect the Association’s financial interests.
• Monitor loan performance, collateral positions, delinquency trends, and servicing plans while promoting accountability for timely follow-up and documentation.
• Provide credit expertise and support to field staff by assisting with credit decisions, risk ratings, asset valuations, and loan structuring considerations.Participate in Credit Services Division and Association Loan Committees, contributing to loan approval decisions, structure recommendations, and risk discussions.
• Support ongoing process improvement initiatives, audits, loan reviews, and compliance with sound credit administration practices.

Conocimientos

Agricultural lending knowledge

Cash flow analysis

Financial statement analysis

Credit risk assessment

Analytical skills

Effective communication

MS Office proficiency

Educación

Bachelor’s degree in finance, agriculture, business

Herramientas

Microsoft Office

Descripción del empleo

Farm Credit Illinois is seeking a Risk Asset Credit Officer to analyze, underwrite, and monitor agricultural loan portfolios, supporting distressed and high-risk relationships. The role participates in loan committees and collaborates with lending staff to protect the institution’s financial interests.

The ideal candidate will have a strong background in agricultural lending, financial analysis, and credit risk assessment, plus the ability to communicate effectively with cross-functional teams.