Senior Actuarial Modeler: Annuities & Financial Forecasting

Unified Life Insurance; Indianapolis (IN); On-site; USD 120,000 - 180,000; Full time

Job summary

Unified Life Insurance seeks a highly motivated actuary to join its growing actuarial team, focusing on modeling across health, life, and annuity products. The role emphasizes annuity expertise, technical leadership, and collaboration with finance and risk management to support reserving, forecasting, and reporting.

The ideal candidate brings strong modeling skills, experience with MYGA/FIA products, and a practical understanding of insurance financial reporting.

Qualifications

• FSA with 5+ years of actuarial experience or ASA with 10+ years of actuarial experience.
• Significant experience with MYGA, FIA, and FIA with GLWB products.
• Strong actuarial modeling and analytical skills.
• Experience with reserving, forecasting, financial reporting, or cash flow testing.
• Strong communication and problem-solving skills.
• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, or a related field.

Responsibilities

• Develop, maintain, and enhance actuarial models supporting annuity, health, and life products.
• Support cash flow testing, reserve adequacy analysis, and asset-liability management initiatives.
• Perform scenario testing, sensitivity analysis, and profitability assessments.
• Improve and automate actuarial reporting and modeling processes.
• Support monthly, quarterly, and annual reserve calculations and financial reporting.
• Analyze emerging experience and develop recommendations for assumption updates.
• Assist with statutory, management, and regulatory reporting requirements.
• Support actuarial memorandum and documentation development.
• Support annual planning, budgeting, and periodic forecast processes.
• Develop projections of earnings, capital, cash flows, and key business metrics.
• Partner with Finance and Accounting teams to analyze and communicate business results.
• Support reinsurance reporting, treaty administration, and financial analysis.
• Analyze the impact of new and existing reinsurance arrangements.
• Assist with reserve and settlement reconciliations and other ceded reinsurance reporting requirements.

Skills

Actuarial modeling

Analytical skills

Communication skills

Problem-solving

Leadership

Education

FSA with 5+ years of actuarial experience

ASA with 10+ years of actuarial experience

Tools

Integrate/MG-ALFA

AXIS

Prophet

SQL

Python

VBA

Power BI

Job description

Unified Life Insurance seeks a highly motivated actuary to join its growing actuarial team, focusing on modeling across health, life, and annuity products. The role emphasizes annuity expertise, technical leadership, and collaboration with finance and risk management to support reserving, forecasting, and reporting.

The ideal candidate brings strong modeling skills, experience with MYGA/FIA products, and a practical understanding of insurance financial reporting.