Senior ACH Payments & Compliance Specialist

Seacoast Bank; Orlando (FL); On-site; USD 65,000 - 90,000; Full time

Job summary

Seacoast Bank is seeking a Sr. ACH Payment Specialist to oversee daily ACH operations, including balancing, disputes, DNEs, and returns, while coordinating with relevant departments to optimize ACH functionality and support Retail Branches.

The role emphasizes policy adherence, risk assessment, and timely execution of tasks, with a focus on accurate processing and regulatory compliance within a banking environment in Florida.

Qualifications

• High School Diploma or equivalent required.
• 4+ years Banking experience or a combination of education and experience.
• Nacha certification recommended.
• Strong analytical skills and attention to detail.
• Ability to work collaboratively within a team environment.
• Commitment to maintaining compliance and operational standards.
• PC proficient, including MS Word and MS Excel.
• Effective communication and collaboration capabilities.

Responsibilities

• Develop and update procedures for the department, aligning with current processes and growth.
• Provide support, assist with research, evaluation, testing and monitoring of ACH.
• Assist with special projects, including bank core conversions.
• Prepare the monthly ACH Return Monitoring report.
• Prepare the daily ACH Macro Fed Balance Sheet.
• Monitor ACH file confirmations and open tickets for issues.
• Support retail branches with ACH policies, procedures and NACHA rules.

Skills

Analytical thinking

Attention to detail

Team collaboration

Education

High School Diploma

NACHA certification recommended

Tools

MS Word

MS Excel

Job description

Seacoast Bank is seeking a Sr. ACH Payment Specialist to oversee daily ACH operations, including balancing, disputes, DNEs, and returns, while coordinating with relevant departments to optimize ACH functionality and support Retail Branches.

The role emphasizes policy adherence, risk assessment, and timely execution of tasks, with a focus on accurate processing and regulatory compliance within a banking environment in Florida.