Senior ABL Deal Architect (Cross-Border)

ADP; Miami (FL); On-site; USD 140,000 - 200,000; Full time

Job summary

Bci Miami seeks a highly qualified Asset-Based Lending (ABL) Specialist to lead origination, underwriting, structuring, and execution of asset-backed facilities. Based in Miami's international banking hub, you will drive cross-border and domestic ABL opportunities.

The ideal candidate combines ABL expertise, borrowing base mechanics, and risk-adjusted return on capital management, interfacing with relationship teams and risk committees.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• MBA preferred.
• Minimum 10 years of specialization in Asset-Based Lending (ABL).
• Advanced expertise in borrowing base calculations, collateral field examination techniques, documentation, and credit risk modeling.
• Exceptional written credit writing and oral presentation skills, with a track record of defending complex credit proposals before executive risk committees.

Responsibilities

• Drive end-to-end deal execution from term sheet through credit committee approval and final closing as primary product specialist.
• Design customized ABL revolvers, borrowing base facilities, and accounts receivable purchase solutions.
• Perform deep-dive financial analyses of corporate borrowers and guarantors, analyzing balance sheets and cash flow.
• Present complex transaction structures to Credit Officers and Regional Credit Committees.
• Oversee cross-border ABL facilities and post-closing credit compliance.

Skills

Fluent English

Spanish language

Education

Bachelor's degree in Finance/Accounting/Economics

MBA preferred

Job description

Bci Miami seeks a highly qualified Asset-Based Lending (ABL) Specialist to lead origination, underwriting, structuring, and execution of asset-backed facilities. Based in Miami's international banking hub, you will drive cross-border and domestic ABL opportunities.

The ideal candidate combines ABL expertise, borrowing base mechanics, and risk-adjusted return on capital management, interfacing with relationship teams and risk committees.