SBA Underwriter - Credit Analysis & Loan Structuring

Accordia Bank; Pleasant Grove (UT); On-site; USD 75,000 - 110,000; Full time

Job summary

Accordia Bank is seeking an experienced SBA Underwriter to analyze, structure, and underwrite SBA loan requests, ensuring credit quality and regulatory compliance. The role collaborates with Business Development Officers, Credit Administration, and Closing to support portfolio growth while upholding SBA guaranty integrity.

The ideal candidate has 3+ years in SBA underwriting, strong knowledge of SBA SOP, and proven ability to present clear credit recommendations to loan committees.

Qualifications

• 3+ years of SBA underwriting and commercial credit experience.
• Experience underwriting SBA 7(a), Express, 504, and USDA-related transactions.
• Advanced SBA credit and underwriting expertise.

Responsibilities

• Underwrite and manage a pipeline of SBA loan opportunities.
• Structure transactions per SBA SOP and sound credit principles.
• Prepare thorough credit memorandums and approval recommendations.
• Present recommendations to designated credit approvers and loan committees.

Skills

SBA underwriting

Credit analysis

Financial statement analysis

Risk assessment

Loan structuring

Job description

Accordia Bank is seeking an experienced SBA Underwriter to analyze, structure, and underwrite SBA loan requests, ensuring credit quality and regulatory compliance. The role collaborates with Business Development Officers, Credit Administration, and Closing to support portfolio growth while upholding SBA guaranty integrity.

The ideal candidate has 3+ years in SBA underwriting, strong knowledge of SBA SOP, and proven ability to present clear credit recommendations to loan committees.