Risk Management - Middle Market Banking & Specialized Industries Credit, Vice President

J.P. Morgan; Plano (TX); On-site; USD 80,000 - 150,000; Full time

Job summary

Join a forward-thinking firm as a Vice President in the Middle Market Banking Group, where you will play a crucial role in supporting clients with revenues between $20 million and $500 million. This dynamic position requires excellent credit analysis skills and the ability to manage a diverse credit portfolio. You will work closely with both internal teams and clients, ensuring transactions are executed efficiently and effectively. With a focus on mentorship and collaboration, you will contribute to a culture of excellence and innovation, making a significant impact in a fast-paced banking environment.

Qualifications

• 6+ years of experience in commercial banking with a focus on credit analysis.
• Strong knowledge of credit agreements and banking policies.

Responsibilities

• Underwrite and structure new transactions while managing a credit portfolio.
• Develop client relationships and provide leadership within the team.

Skills

Credit Analysis

Commercial Banking

Interpersonal Skills

Analytical Skills

Project Management

Communication Skills

Problem-Solving Skills

Organizational Skills

Education

BA/BS/BBA Degree

Corporate Banking Training

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Middle Market Banking Group, you will support Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million in revenues. Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US. These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.

Job Responsibilities:

• Utilize excellent credit analysis to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
• Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
• Act with a sense of urgency and executeto meet both internal and client deadlines.
• Partner effectively to develop fulsome client relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go-to” person for credit and credit process by internal partners.
• Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities

• BA/BS/BBA degree is required
• Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
• At least 6 years’ experience in commercial banking/lending including extensive credit analysis
• Significant accounting and finance knowledge
• Strong working knowledge of credit agreements and other loan documentation
• Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure