Risk Management - Middle Market Banking & Specialized Industries Credit Risk, Vice President

JPMorgan Chase; Plano (TX); On-site; USD 80,000 - 150,000; Full time

Job summary

An established industry player is seeking a Vice President to join their Middle Market Banking Group. In this pivotal role, you will leverage your extensive experience in commercial banking to underwrite and structure transactions, while providing expert guidance on credit policy. Your ability to build strong client relationships and mentor team members will be key to driving success in a fast-paced environment. This dynamic position offers the chance to work with high-profile clients and contribute to innovative financial solutions. If you are ready to take on a leadership role and make a significant impact, this opportunity is for you.

Benefits

Comprehensive Health Care Coverage

Retirement Savings Plan

Tuition Reimbursement

Mental Health Support

Financial Coaching

Backup Childcare

On-site Health and Wellness Centers

Qualifications

• 6+ years experience in commercial banking with extensive credit analysis.
• Strong knowledge of credit agreements and bank credit policies.

Responsibilities

• Underwrite and structure new transactions, managing credit portfolios.
• Develop client relationships and act as an expert on credit policy.

Skills

Credit Analysis

Communication Skills

Analytical Skills

Project Management

Interpersonal Skills

Problem-Solving Skills

Organizational Skills

Self-Direction

Intellectual Curiosity

Initiative

Education

BA/BS/BBA Degree

Corporate Banking/Credit Training

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Middle Market Banking Group, you will support Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million. Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US. These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.

Job Responsibilities:

1. Utilize excellent credit analysis to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
2. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
3. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
4. Act with a sense of urgency and execute to meet both internal and client deadlines.
5. Partner effectively to develop fulsome client relationships, including being looked to as an expert on Credit Policy and will be viewed as the "go-to" person for credit and credit process by internal partners.
6. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
7. Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities:

1. BA/BS/BBA degree is required.
2. Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures.
3. At least 6 years' experience in commercial banking/lending including extensive credit analysis.
4. Significant accounting and finance knowledge.
5. Strong working knowledge of credit agreements and other loan documentation.
6. Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills.
7. Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
8. Proven ability to collaborate and build strong partnerships.
9. Intellectual curiosity with a proven ability to learn quickly.
10. High degree of initiative, self-direction, and ability to work well under pressure.

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.