Risk Management - Middle Market Banking & Specialized Industries Credit Senior Officer, Senior [...]

JPMorgan Chase; Plano (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Join a forward-thinking financial institution as a Senior Associate in Middle Market Banking. In this role, you will leverage your credit analysis expertise to support a diverse portfolio of clients, helping them navigate their financial needs while managing risks effectively. This position offers a dynamic environment where you will collaborate with talented professionals and contribute to innovative solutions that drive business growth. With a commitment to diversity and inclusion, this established firm values the unique strengths of its workforce, providing comprehensive benefits and a supportive culture. If you are ready to make a significant impact in the banking sector, this opportunity is for you.

Benefits

Comprehensive health care coverage

On-site health and wellness centers

Retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Qualifications

• 3+ years in commercial banking with extensive credit analysis experience.
• Strong understanding of bank credit policies and procedures.

Responsibilities

• Underwrite and structure transactions while managing credit portfolios.
• Develop client relationships and provide leadership in the market.

Skills

Credit Analysis

Communication Skills

Analytical Skills

Problem-Solving Skills

Organizational Skills

Interpersonal Skills

Project Management

Self-Direction

Intellectual Curiosity

Education

BA/BS/BBA degree

Completion of corporate banking training program

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate in Middle Market Banking Group, you will support Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million. Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US. These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.

Job Responsibilities:

1. Utilize excellent credit analysis skills to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
2. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
3. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.
4. Partner effectively to develop fulsome client relationships.
5. Provide leadership in the market by being a positive contributor to the team, including embracing change and participating in various projects or improvement exercises for the benefit of the organization.
6. Demonstrate strong communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities:

1. BA/BS/BBA degree is required with some accounting and finance.
2. Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures.
3. At least 3 years' experience in commercial banking/lending including extensive credit analysis.
4. Working knowledge of accounting and finance.
5. Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills.
6. Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
7. Proven ability to collaborate and build strong partnerships.
8. Intellectual curiosity with a proven ability to learn quickly.
9. High degree of initiative, self-direction, and ability to work well under pressure.

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans