Risk Management Analyst - Insurance

Dollar Tree Stores; Chesapeake (VA); On-site; USD 78,000 - 85,500; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Flexible spending account

Life insurance

Disability insurance

401k plan

Paid time off

Paid holidays

Employee stock purchase plan

Job summary

Dollar Tree Stores in Chesapeake, VA seeks a Risk Analyst to quantify and communicate risk using data analytics and visualization tools. You will support insurance submissions, audits and loss trends, providing insights to leadership and external stakeholders.

The role requires a proactive, self-directed professional with strong Excel/PowerBI skills and experience with RMIS. Collaborative cross‑functional work and budgeting support are included.

Qualifications

• Bachelor’s degree required with professional experience in analysis and reporting.
• 3 years of independent analysis, reporting and cross‑functional support.
• Curiosity for continuous improvement and problem solving.
• Analytical skills to interpret claims, metrics and loss data.
• Strong attention to detail and follow‑up on actions.

Responsibilities

• Identify, evaluate and mitigate risk using data analysis and dashboards.
• Combine data from various sources for insurance submissions and audits.
• Prepare monthly/quarterly reports on risk trends for leadership.
• Develop frequency rate metrics with reliable cadence.
• Collaborate with Asset Protection, Safety and Operations on KPI dashboards.
• Serve as department SME for reporting and analytics.
• Identify data sources and improve data collection and reporting.
• Support setup and ongoing management of RMIS.
• Prepare reports/presentations on risk findings for management.
• Assist with budgets, forecasts and budgeting processes.

Skills

Analytical skills

Attention to detail

Self-directed

Cross-functional collaboration

Education

Bachelor’s Degree

Tools

PowerBI

Excel

RMIS

Risk management information systems

Job description

Summary of Position (Job Purpose)

Major purpose and functions of the position. The Dollar Tree Risk Management Team doesn't simply work together; we challenge each other to push further, think smarter, and love what we’re doing together. Our shared purpose is to mitigate risk of loss to the enterprise through insurance, claims management and consultative partnership with business owners. We are seeking a detail-oriented professional with experience in insurance, risk management, claims, or related operations who is also a proactive, self-directed contributor able to manage competing priorities, take ownership of work, and consistently follow through in a fast-paced environment.

This position identifies, evaluates and mitigates potential risks to help protect people, places and products. The Risk Analyst uses data analysis, financial modeling and visualization tools (e.g., PowerBI, Excel, Riskonnect, etc.) to quantify and communicate risks. Supports the risk management department by providing analytics, claims and loss control reporting of various types for internal and external stakeholders. The analyst will develop regular metrics for leadership and will interface with outside actuaries on loss trends and studies, as well as insurance brokers and carriers for renewals, audits, and claims. This role is the subject matter expert on taking information from various databases to combine into actionable information right sized for the audience.

Principal Duties and Responsibilities

• Solve problems by aligning with others on what is needed, preparing relevant metrics and ensuring clearly communicated data for various audiences.
• Combine data from various sources to create support needed for insurance submissions and audits, actuarial reviews and special projects.
• Prepare monthly and quarterly reports illustrating risk management trends of claims, expenses, exposures, and TCOR for business partner support and education.
• Develop, prepare, and distribute accurate frequency rate metrics on a reliable and regular cadence.
• Work cross-functionally with Asset Protection, Safety and Operations to create and maintain a dashboard of metrics needed by operators to have line of sight into key performance indicators.
• Serve as the subject‑matter expert in the department for all reporting and analytics needs to support day‑to‑day activities, as well as research into trends and special projects.
• Issue‑spot while supporting business needs, to find alternative solutions for data mining and/or more efficient solutions and report those findings to leaders in risk management.
• Identify new sources of data, ways to slice and compare and methods to improve data collection analysis and reporting.
• Support efforts in the setup and ongoing management of a risk management information system.
• Prepares comprehensive reports and presentations on risk findings for management and stakeholders.
• Assist with preparing complex budgets and forecast changes, including specific tasks such as analyzing financial data, preparing financial forecasts, and managing budgeting processes.
• Provide day‑to‑day guidance to internal and external stakeholders on claim reporting issues.
• Special projects assigned by Risk Management leaders.

Minimum Requirements/Qualifications

• Bachelor’s Degree
• 3 years demonstrated experience independently managing analysis, reporting and cross‑functional business support in a professional setting.
• Curiosity for continuous improvement and tenacity to solve problems.
• Analytical skills required to assemble and interpret claims, metrics, and loss data.
• Strong attention to detail, including regular follow‑up on action items.
• Advanced technology skills related to Excel including PowerBI and/or risk management information systems for data visualization, reporting, and data management.
• Ability to work in fast paced team environment, handling multiple tasks and meeting deadlines

Desired Qualifications - Desired But Not Required

• Associate in Risk Management (ARM) or other insurance/risk designation.
• Accounting background.
• Ability to teach others how to support minimal analytical tasks themselves.
• Experience working with risk management information systems (RMIS).
• Riskonnect or other Salesforce platform experience.

Start Rate = $78,000 to $85,500 based on experience plus 10% bonus

The company offers Health, Dental, & Vision, a flexible spending account, life and disability insurance benefits, a 401k plan, PTO, paid holidays annually, and an employee stock purchase plan.

Full time

500 Volvo Parkway, Chesapeake, Virginia 23320

Risk Management

Dollar Tree